LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,300
−HK$9,990/mo
▼ 0.25% · 3.875%
HK$164,255
−HK$5,035/mo
Today · 4.125%
HK$169,290
baseline
▲ 0.50% · 4.625%
HK$179,591
+HK$10,301/mo
Deposit HK$34.93M · loan HK$34.93M · min. income ≈ HK$338,580/mo (50% DSR)
Upfront cash ≈ HK$37.90M (deposit + AVD stamp duty HK$2,969,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,220
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$181,973
−HK$4,822/mo
Today · 4.125%
HK$186,795
baseline
▲ 0.50% · 4.625%
HK$196,641
+HK$9,846/mo
Deposit HK$34.93M · loan HK$34.93M · min. income ≈ HK$373,590/mo (50% DSR)
Upfront cash ≈ HK$37.90M (deposit + AVD stamp duty HK$2,969,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,160
−HK$11,988/mo
▼ 0.25% · 3.875%
HK$197,107
−HK$6,041/mo
Today · 4.125%
HK$203,148
baseline
▲ 0.50% · 4.625%
HK$215,509
+HK$12,361/mo
Deposit HK$27.94M · loan HK$41.92M · min. income ≈ HK$406,296/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$2,969,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,664
−HK$11,490/mo
▼ 0.25% · 3.875%
HK$218,368
−HK$5,786/mo
Today · 4.125%
HK$224,154
baseline
▲ 0.50% · 4.625%
HK$235,969
+HK$11,815/mo
Deposit HK$27.94M · loan HK$41.92M · min. income ≈ HK$448,308/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$2,969,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,020
−HK$13,986/mo
▼ 0.25% · 3.875%
HK$229,958
−HK$7,048/mo
Today · 4.125%
HK$237,006
baseline
▲ 0.50% · 4.625%
HK$251,427
+HK$14,421/mo
Deposit HK$20.96M · loan HK$48.90M · min. income ≈ HK$474,012/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$2,969,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,108
−HK$13,404/mo
▼ 0.25% · 3.875%
HK$254,762
−HK$6,750/mo
Today · 4.125%
HK$261,512
baseline
▲ 0.50% · 4.625%
HK$275,297
+HK$13,785/mo
Deposit HK$20.96M · loan HK$48.90M · min. income ≈ HK$523,024/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$2,969,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,741
−HK$17,981/mo
▼ 0.25% · 3.875%
HK$295,660
−HK$9,062/mo
Today · 4.125%
HK$304,722
baseline
▲ 0.50% · 4.625%
HK$323,263
+HK$18,541/mo
Deposit HK$6.99M · loan HK$62.87M · min. income ≈ HK$609,444/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,969,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,996
−HK$17,234/mo
▼ 0.25% · 3.875%
HK$327,551
−HK$8,679/mo
Today · 4.125%
HK$336,230
baseline
▲ 0.50% · 4.625%
HK$353,953
+HK$17,723/mo
Deposit HK$6.99M · loan HK$62.87M · min. income ≈ HK$672,460/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,969,080 · Scale 2, in force from 26 Feb 2026)