LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,306
−HK$9,990/mo
▼ 0.25% · 3.875%
HK$164,261
−HK$5,035/mo
Today · 4.125%
HK$169,296
baseline
▲ 0.50% · 4.625%
HK$179,597
+HK$10,301/mo
Deposit HK$34.93M · loan HK$34.93M · min. income ≈ HK$338,592/mo (50% DSR)
Upfront cash ≈ HK$37.90M (deposit + AVD stamp duty HK$2,969,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,226
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$181,980
−HK$4,821/mo
Today · 4.125%
HK$186,801
baseline
▲ 0.50% · 4.625%
HK$196,648
+HK$9,847/mo
Deposit HK$34.93M · loan HK$34.93M · min. income ≈ HK$373,602/mo (50% DSR)
Upfront cash ≈ HK$37.90M (deposit + AVD stamp duty HK$2,969,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,167
−HK$11,988/mo
▼ 0.25% · 3.875%
HK$197,114
−HK$6,041/mo
Today · 4.125%
HK$203,155
baseline
▲ 0.50% · 4.625%
HK$215,517
+HK$12,362/mo
Deposit HK$27.95M · loan HK$41.92M · min. income ≈ HK$406,310/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$2,969,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,672
−HK$11,490/mo
▼ 0.25% · 3.875%
HK$218,375
−HK$5,787/mo
Today · 4.125%
HK$224,162
baseline
▲ 0.50% · 4.625%
HK$235,978
+HK$11,816/mo
Deposit HK$27.95M · loan HK$41.92M · min. income ≈ HK$448,324/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$2,969,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,028
−HK$13,986/mo
▼ 0.25% · 3.875%
HK$229,966
−HK$7,048/mo
Today · 4.125%
HK$237,014
baseline
▲ 0.50% · 4.625%
HK$251,436
+HK$14,422/mo
Deposit HK$20.96M · loan HK$48.90M · min. income ≈ HK$474,028/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$2,969,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,117
−HK$13,405/mo
▼ 0.25% · 3.875%
HK$254,771
−HK$6,751/mo
Today · 4.125%
HK$261,522
baseline
▲ 0.50% · 4.625%
HK$275,307
+HK$13,785/mo
Deposit HK$20.96M · loan HK$48.90M · min. income ≈ HK$523,044/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$2,969,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,751
−HK$17,982/mo
▼ 0.25% · 3.875%
HK$295,670
−HK$9,063/mo
Today · 4.125%
HK$304,733
baseline
▲ 0.50% · 4.625%
HK$323,275
+HK$18,542/mo
Deposit HK$6.99M · loan HK$62.88M · min. income ≈ HK$609,466/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,969,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,007
−HK$17,235/mo
▼ 0.25% · 3.875%
HK$327,563
−HK$8,679/mo
Today · 4.125%
HK$336,242
baseline
▲ 0.50% · 4.625%
HK$353,966
+HK$17,724/mo
Deposit HK$6.99M · loan HK$62.88M · min. income ≈ HK$672,484/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,969,187 · Scale 2, in force from 26 Feb 2026)