LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,328
−HK$9,991/mo
▼ 0.25% · 3.875%
HK$164,284
−HK$5,035/mo
Today · 4.125%
HK$169,319
baseline
▲ 0.50% · 4.625%
HK$179,622
+HK$10,303/mo
Deposit HK$34.94M · loan HK$34.94M · min. income ≈ HK$338,638/mo (50% DSR)
Upfront cash ≈ HK$37.91M (deposit + AVD stamp duty HK$2,969,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,251
−HK$9,576/mo
▼ 0.25% · 3.875%
HK$182,005
−HK$4,822/mo
Today · 4.125%
HK$186,827
baseline
▲ 0.50% · 4.625%
HK$196,675
+HK$9,848/mo
Deposit HK$34.94M · loan HK$34.94M · min. income ≈ HK$373,654/mo (50% DSR)
Upfront cash ≈ HK$37.91M (deposit + AVD stamp duty HK$2,969,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,194
−HK$11,989/mo
▼ 0.25% · 3.875%
HK$197,141
−HK$6,042/mo
Today · 4.125%
HK$203,183
baseline
▲ 0.50% · 4.625%
HK$215,546
+HK$12,363/mo
Deposit HK$27.95M · loan HK$41.92M · min. income ≈ HK$406,366/mo (50% DSR)
Upfront cash ≈ HK$30.92M (deposit + AVD stamp duty HK$2,969,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,701
−HK$11,492/mo
▼ 0.25% · 3.875%
HK$218,405
−HK$5,788/mo
Today · 4.125%
HK$224,193
baseline
▲ 0.50% · 4.625%
HK$236,010
+HK$11,817/mo
Deposit HK$27.95M · loan HK$41.92M · min. income ≈ HK$448,386/mo (50% DSR)
Upfront cash ≈ HK$30.92M (deposit + AVD stamp duty HK$2,969,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,059
−HK$13,988/mo
▼ 0.25% · 3.875%
HK$229,998
−HK$7,049/mo
Today · 4.125%
HK$237,047
baseline
▲ 0.50% · 4.625%
HK$251,471
+HK$14,424/mo
Deposit HK$20.96M · loan HK$48.91M · min. income ≈ HK$474,094/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$2,969,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,151
−HK$13,407/mo
▼ 0.25% · 3.875%
HK$254,806
−HK$6,752/mo
Today · 4.125%
HK$261,558
baseline
▲ 0.50% · 4.625%
HK$275,345
+HK$13,787/mo
Deposit HK$20.96M · loan HK$48.91M · min. income ≈ HK$523,116/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$2,969,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,790
−HK$17,985/mo
▼ 0.25% · 3.875%
HK$295,711
−HK$9,064/mo
Today · 4.125%
HK$304,775
baseline
▲ 0.50% · 4.625%
HK$323,320
+HK$18,545/mo
Deposit HK$6.99M · loan HK$62.89M · min. income ≈ HK$609,550/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,969,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,051
−HK$17,238/mo
▼ 0.25% · 3.875%
HK$327,608
−HK$8,681/mo
Today · 4.125%
HK$336,289
baseline
▲ 0.50% · 4.625%
HK$354,015
+HK$17,726/mo
Deposit HK$6.99M · loan HK$62.89M · min. income ≈ HK$672,578/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,969,596 · Scale 2, in force from 26 Feb 2026)