LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,934
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,429
−HK$504/mo
Today · 4.125%
HK$16,933
baseline
▲ 0.50% · 4.625%
HK$17,963
+HK$1,030/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,866/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,726
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,201
−HK$483/mo
Today · 4.125%
HK$18,684
baseline
▲ 0.50% · 4.625%
HK$19,668
+HK$984/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,368/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,120
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,715
−HK$604/mo
Today · 4.125%
HK$20,319
baseline
▲ 0.50% · 4.625%
HK$21,556
+HK$1,237/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$40,638/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,271
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,842
−HK$578/mo
Today · 4.125%
HK$22,420
baseline
▲ 0.50% · 4.625%
HK$23,602
+HK$1,182/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$44,840/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,307
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,001
−HK$705/mo
Today · 4.125%
HK$23,706
baseline
▲ 0.50% · 4.625%
HK$25,148
+HK$1,442/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,412/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,816
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,482
−HK$675/mo
Today · 4.125%
HK$26,157
baseline
▲ 0.50% · 4.625%
HK$27,536
+HK$1,379/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,314/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,680
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,573
−HK$906/mo
Today · 4.125%
HK$30,479
baseline
▲ 0.50% · 4.625%
HK$32,334
+HK$1,855/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$60,958/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,907
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,762
−HK$869/mo
Today · 4.125%
HK$33,631
baseline
▲ 0.50% · 4.625%
HK$35,403
+HK$1,772/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,262/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,630 · Scale 2, in force from 26 Feb 2026)