LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,934
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,430
−HK$504/mo
Today · 4.125%
HK$16,934
baseline
▲ 0.50% · 4.625%
HK$17,964
+HK$1,030/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,868/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,727
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,202
−HK$483/mo
Today · 4.125%
HK$18,685
baseline
▲ 0.50% · 4.625%
HK$19,669
+HK$984/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,370/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,121
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,716
−HK$604/mo
Today · 4.125%
HK$20,320
baseline
▲ 0.50% · 4.625%
HK$21,557
+HK$1,237/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$40,640/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,272
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,843
−HK$578/mo
Today · 4.125%
HK$22,421
baseline
▲ 0.50% · 4.625%
HK$23,603
+HK$1,182/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$44,842/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,308
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,002
−HK$705/mo
Today · 4.125%
HK$23,707
baseline
▲ 0.50% · 4.625%
HK$25,150
+HK$1,443/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,414/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,818
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,483
−HK$675/mo
Today · 4.125%
HK$26,158
baseline
▲ 0.50% · 4.625%
HK$27,537
+HK$1,379/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,316/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,682
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,574
−HK$906/mo
Today · 4.125%
HK$30,480
baseline
▲ 0.50% · 4.625%
HK$32,335
+HK$1,855/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$60,960/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,908
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,764
−HK$868/mo
Today · 4.125%
HK$33,632
baseline
▲ 0.50% · 4.625%
HK$35,405
+HK$1,773/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,264/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,640 · Scale 2, in force from 26 Feb 2026)