LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,935
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,431
−HK$503/mo
Today · 4.125%
HK$16,934
baseline
▲ 0.50% · 4.625%
HK$17,965
+HK$1,031/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,868/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,727
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,203
−HK$482/mo
Today · 4.125%
HK$18,685
baseline
▲ 0.50% · 4.625%
HK$19,670
+HK$985/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,370/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,122
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,717
−HK$604/mo
Today · 4.125%
HK$20,321
baseline
▲ 0.50% · 4.625%
HK$21,558
+HK$1,237/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$40,642/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,273
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,844
−HK$578/mo
Today · 4.125%
HK$22,422
baseline
▲ 0.50% · 4.625%
HK$23,604
+HK$1,182/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$44,844/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,309
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,003
−HK$705/mo
Today · 4.125%
HK$23,708
baseline
▲ 0.50% · 4.625%
HK$25,150
+HK$1,442/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,416/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,818
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,484
−HK$675/mo
Today · 4.125%
HK$26,159
baseline
▲ 0.50% · 4.625%
HK$27,538
+HK$1,379/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,318/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,683
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,575
−HK$907/mo
Today · 4.125%
HK$30,482
baseline
▲ 0.50% · 4.625%
HK$32,336
+HK$1,854/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$60,964/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,909
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,765
−HK$868/mo
Today · 4.125%
HK$33,633
baseline
▲ 0.50% · 4.625%
HK$35,406
+HK$1,773/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,266/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,647 · Scale 2, in force from 26 Feb 2026)