LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,937
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,433
−HK$504/mo
Today · 4.125%
HK$16,937
baseline
▲ 0.50% · 4.625%
HK$17,967
+HK$1,030/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,874/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,730
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,205
−HK$483/mo
Today · 4.125%
HK$18,688
baseline
▲ 0.50% · 4.625%
HK$19,673
+HK$985/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,376/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,125
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,719
−HK$605/mo
Today · 4.125%
HK$20,324
baseline
▲ 0.50% · 4.625%
HK$21,560
+HK$1,236/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$40,648/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,276
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,846
−HK$579/mo
Today · 4.125%
HK$22,425
baseline
▲ 0.50% · 4.625%
HK$23,607
+HK$1,182/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$44,850/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,312
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,006
−HK$705/mo
Today · 4.125%
HK$23,711
baseline
▲ 0.50% · 4.625%
HK$25,154
+HK$1,443/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,422/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,822
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,488
−HK$675/mo
Today · 4.125%
HK$26,163
baseline
▲ 0.50% · 4.625%
HK$27,542
+HK$1,379/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,326/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,687
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,579
−HK$907/mo
Today · 4.125%
HK$30,486
baseline
▲ 0.50% · 4.625%
HK$32,341
+HK$1,855/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$60,972/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,914
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,770
−HK$868/mo
Today · 4.125%
HK$33,638
baseline
▲ 0.50% · 4.625%
HK$35,411
+HK$1,773/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,276/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,676 · Scale 2, in force from 26 Feb 2026)