LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,373
−HK$9,994/mo
▼ 0.25% · 3.875%
HK$164,330
−HK$5,037/mo
Today · 4.125%
HK$169,367
baseline
▲ 0.50% · 4.625%
HK$179,673
+HK$10,306/mo
Deposit HK$34.95M · loan HK$34.95M · min. income ≈ HK$338,734/mo (50% DSR)
Upfront cash ≈ HK$37.92M (deposit + AVD stamp duty HK$2,970,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,301
−HK$9,579/mo
▼ 0.25% · 3.875%
HK$182,056
−HK$4,824/mo
Today · 4.125%
HK$186,880
baseline
▲ 0.50% · 4.625%
HK$196,731
+HK$9,851/mo
Deposit HK$34.95M · loan HK$34.95M · min. income ≈ HK$373,760/mo (50% DSR)
Upfront cash ≈ HK$37.92M (deposit + AVD stamp duty HK$2,970,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,248
−HK$11,992/mo
▼ 0.25% · 3.875%
HK$197,196
−HK$6,044/mo
Today · 4.125%
HK$203,240
baseline
▲ 0.50% · 4.625%
HK$215,607
+HK$12,367/mo
Deposit HK$27.96M · loan HK$41.94M · min. income ≈ HK$406,480/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,970,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,761
−HK$11,495/mo
▼ 0.25% · 3.875%
HK$218,467
−HK$5,789/mo
Today · 4.125%
HK$224,256
baseline
▲ 0.50% · 4.625%
HK$236,077
+HK$11,821/mo
Deposit HK$27.96M · loan HK$41.94M · min. income ≈ HK$448,512/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,970,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,122
−HK$13,992/mo
▼ 0.25% · 3.875%
HK$230,063
−HK$7,051/mo
Today · 4.125%
HK$237,114
baseline
▲ 0.50% · 4.625%
HK$251,542
+HK$14,428/mo
Deposit HK$20.97M · loan HK$48.92M · min. income ≈ HK$474,228/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,970,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,221
−HK$13,411/mo
▼ 0.25% · 3.875%
HK$254,878
−HK$6,754/mo
Today · 4.125%
HK$261,632
baseline
▲ 0.50% · 4.625%
HK$275,423
+HK$13,791/mo
Deposit HK$20.97M · loan HK$48.92M · min. income ≈ HK$523,264/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,970,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,871
−HK$17,990/mo
▼ 0.25% · 3.875%
HK$295,795
−HK$9,066/mo
Today · 4.125%
HK$304,861
baseline
▲ 0.50% · 4.625%
HK$323,411
+HK$18,550/mo
Deposit HK$6.99M · loan HK$62.90M · min. income ≈ HK$609,722/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,970,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,142
−HK$17,242/mo
▼ 0.25% · 3.875%
HK$327,701
−HK$8,683/mo
Today · 4.125%
HK$336,384
baseline
▲ 0.50% · 4.625%
HK$354,115
+HK$17,731/mo
Deposit HK$6.99M · loan HK$62.90M · min. income ≈ HK$672,768/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,970,435 · Scale 2, in force from 26 Feb 2026)