LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,380
−HK$9,994/mo
▼ 0.25% · 3.875%
HK$164,337
−HK$5,037/mo
Today · 4.125%
HK$169,374
baseline
▲ 0.50% · 4.625%
HK$179,680
+HK$10,306/mo
Deposit HK$34.95M · loan HK$34.95M · min. income ≈ HK$338,748/mo (50% DSR)
Upfront cash ≈ HK$37.92M (deposit + AVD stamp duty HK$2,970,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,308
−HK$9,580/mo
▼ 0.25% · 3.875%
HK$182,064
−HK$4,824/mo
Today · 4.125%
HK$186,888
baseline
▲ 0.50% · 4.625%
HK$196,739
+HK$9,851/mo
Deposit HK$34.95M · loan HK$34.95M · min. income ≈ HK$373,776/mo (50% DSR)
Upfront cash ≈ HK$37.92M (deposit + AVD stamp duty HK$2,970,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,256
−HK$11,993/mo
▼ 0.25% · 3.875%
HK$197,205
−HK$6,044/mo
Today · 4.125%
HK$203,249
baseline
▲ 0.50% · 4.625%
HK$215,616
+HK$12,367/mo
Deposit HK$27.96M · loan HK$41.94M · min. income ≈ HK$406,498/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,970,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,770
−HK$11,495/mo
▼ 0.25% · 3.875%
HK$218,476
−HK$5,789/mo
Today · 4.125%
HK$224,265
baseline
▲ 0.50% · 4.625%
HK$236,086
+HK$11,821/mo
Deposit HK$27.96M · loan HK$41.94M · min. income ≈ HK$448,530/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,970,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,131
−HK$13,993/mo
▼ 0.25% · 3.875%
HK$230,072
−HK$7,052/mo
Today · 4.125%
HK$237,124
baseline
▲ 0.50% · 4.625%
HK$251,552
+HK$14,428/mo
Deposit HK$20.97M · loan HK$48.93M · min. income ≈ HK$474,248/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,970,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,232
−HK$13,411/mo
▼ 0.25% · 3.875%
HK$254,889
−HK$6,754/mo
Today · 4.125%
HK$261,643
baseline
▲ 0.50% · 4.625%
HK$275,434
+HK$13,791/mo
Deposit HK$20.97M · loan HK$48.93M · min. income ≈ HK$523,286/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,970,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,883
−HK$17,990/mo
▼ 0.25% · 3.875%
HK$295,807
−HK$9,066/mo
Today · 4.125%
HK$304,873
baseline
▲ 0.50% · 4.625%
HK$323,424
+HK$18,551/mo
Deposit HK$6.99M · loan HK$62.91M · min. income ≈ HK$609,746/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,970,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,155
−HK$17,243/mo
▼ 0.25% · 3.875%
HK$327,714
−HK$8,684/mo
Today · 4.125%
HK$336,398
baseline
▲ 0.50% · 4.625%
HK$354,130
+HK$17,732/mo
Deposit HK$6.99M · loan HK$62.91M · min. income ≈ HK$672,796/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,970,558 · Scale 2, in force from 26 Feb 2026)