LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,384
−HK$9,995/mo
▼ 0.25% · 3.875%
HK$164,342
−HK$5,037/mo
Today · 4.125%
HK$169,379
baseline
▲ 0.50% · 4.625%
HK$179,685
+HK$10,306/mo
Deposit HK$34.95M · loan HK$34.95M · min. income ≈ HK$338,758/mo (50% DSR)
Upfront cash ≈ HK$37.92M (deposit + AVD stamp duty HK$2,970,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,313
−HK$9,580/mo
▼ 0.25% · 3.875%
HK$182,069
−HK$4,824/mo
Today · 4.125%
HK$186,893
baseline
▲ 0.50% · 4.625%
HK$196,744
+HK$9,851/mo
Deposit HK$34.95M · loan HK$34.95M · min. income ≈ HK$373,786/mo (50% DSR)
Upfront cash ≈ HK$37.92M (deposit + AVD stamp duty HK$2,970,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,261
−HK$11,994/mo
▼ 0.25% · 3.875%
HK$197,210
−HK$6,045/mo
Today · 4.125%
HK$203,255
baseline
▲ 0.50% · 4.625%
HK$215,622
+HK$12,367/mo
Deposit HK$27.96M · loan HK$41.94M · min. income ≈ HK$406,510/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,970,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,776
−HK$11,496/mo
▼ 0.25% · 3.875%
HK$218,482
−HK$5,790/mo
Today · 4.125%
HK$224,272
baseline
▲ 0.50% · 4.625%
HK$236,093
+HK$11,821/mo
Deposit HK$27.96M · loan HK$41.94M · min. income ≈ HK$448,544/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,970,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,138
−HK$13,992/mo
▼ 0.25% · 3.875%
HK$230,079
−HK$7,051/mo
Today · 4.125%
HK$237,130
baseline
▲ 0.50% · 4.625%
HK$251,559
+HK$14,429/mo
Deposit HK$20.97M · loan HK$48.93M · min. income ≈ HK$474,260/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,970,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,239
−HK$13,411/mo
▼ 0.25% · 3.875%
HK$254,896
−HK$6,754/mo
Today · 4.125%
HK$261,650
baseline
▲ 0.50% · 4.625%
HK$275,442
+HK$13,792/mo
Deposit HK$20.97M · loan HK$48.93M · min. income ≈ HK$523,300/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,970,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,891
−HK$17,991/mo
▼ 0.25% · 3.875%
HK$295,815
−HK$9,067/mo
Today · 4.125%
HK$304,882
baseline
▲ 0.50% · 4.625%
HK$323,433
+HK$18,551/mo
Deposit HK$6.99M · loan HK$62.91M · min. income ≈ HK$609,764/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,970,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,164
−HK$17,243/mo
▼ 0.25% · 3.875%
HK$327,724
−HK$8,683/mo
Today · 4.125%
HK$336,407
baseline
▲ 0.50% · 4.625%
HK$354,140
+HK$17,733/mo
Deposit HK$6.99M · loan HK$62.91M · min. income ≈ HK$672,814/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,970,642 · Scale 2, in force from 26 Feb 2026)