LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,395
−HK$9,996/mo
▼ 0.25% · 3.875%
HK$164,354
−HK$5,037/mo
Today · 4.125%
HK$169,391
baseline
▲ 0.50% · 4.625%
HK$179,698
+HK$10,307/mo
Deposit HK$34.95M · loan HK$34.95M · min. income ≈ HK$338,782/mo (50% DSR)
Upfront cash ≈ HK$37.92M (deposit + AVD stamp duty HK$2,970,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,326
−HK$9,580/mo
▼ 0.25% · 3.875%
HK$182,082
−HK$4,824/mo
Today · 4.125%
HK$186,906
baseline
▲ 0.50% · 4.625%
HK$196,758
+HK$9,852/mo
Deposit HK$34.95M · loan HK$34.95M · min. income ≈ HK$373,812/mo (50% DSR)
Upfront cash ≈ HK$37.92M (deposit + AVD stamp duty HK$2,970,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,275
−HK$11,994/mo
▼ 0.25% · 3.875%
HK$197,224
−HK$6,045/mo
Today · 4.125%
HK$203,269
baseline
▲ 0.50% · 4.625%
HK$215,638
+HK$12,369/mo
Deposit HK$27.96M · loan HK$41.94M · min. income ≈ HK$406,538/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,970,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,791
−HK$11,496/mo
▼ 0.25% · 3.875%
HK$218,498
−HK$5,789/mo
Today · 4.125%
HK$224,287
baseline
▲ 0.50% · 4.625%
HK$236,110
+HK$11,823/mo
Deposit HK$27.96M · loan HK$41.94M · min. income ≈ HK$448,574/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,970,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,154
−HK$13,993/mo
▼ 0.25% · 3.875%
HK$230,095
−HK$7,052/mo
Today · 4.125%
HK$237,147
baseline
▲ 0.50% · 4.625%
HK$251,577
+HK$14,430/mo
Deposit HK$20.97M · loan HK$48.93M · min. income ≈ HK$474,294/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,970,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,256
−HK$13,413/mo
▼ 0.25% · 3.875%
HK$254,914
−HK$6,755/mo
Today · 4.125%
HK$261,669
baseline
▲ 0.50% · 4.625%
HK$275,462
+HK$13,793/mo
Deposit HK$20.97M · loan HK$48.93M · min. income ≈ HK$523,338/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,970,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,912
−HK$17,992/mo
▼ 0.25% · 3.875%
HK$295,836
−HK$9,068/mo
Today · 4.125%
HK$304,904
baseline
▲ 0.50% · 4.625%
HK$323,456
+HK$18,552/mo
Deposit HK$6.99M · loan HK$62.91M · min. income ≈ HK$609,808/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,970,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,187
−HK$17,244/mo
▼ 0.25% · 3.875%
HK$327,747
−HK$8,684/mo
Today · 4.125%
HK$336,431
baseline
▲ 0.50% · 4.625%
HK$354,165
+HK$17,734/mo
Deposit HK$6.99M · loan HK$62.91M · min. income ≈ HK$672,862/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,970,853 · Scale 2, in force from 26 Feb 2026)