LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,942
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,438
−HK$504/mo
Today · 4.125%
HK$16,942
baseline
▲ 0.50% · 4.625%
HK$17,973
+HK$1,031/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,884/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,736
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,211
−HK$483/mo
Today · 4.125%
HK$18,694
baseline
▲ 0.50% · 4.625%
HK$19,679
+HK$985/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,388/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,131
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,726
−HK$604/mo
Today · 4.125%
HK$20,330
baseline
▲ 0.50% · 4.625%
HK$21,567
+HK$1,237/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$40,660/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,283
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,853
−HK$579/mo
Today · 4.125%
HK$22,432
baseline
▲ 0.50% · 4.625%
HK$23,615
+HK$1,183/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$44,864/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,319
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,013
−HK$706/mo
Today · 4.125%
HK$23,719
baseline
▲ 0.50% · 4.625%
HK$25,162
+HK$1,443/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,438/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,830
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,496
−HK$675/mo
Today · 4.125%
HK$26,171
baseline
▲ 0.50% · 4.625%
HK$27,551
+HK$1,380/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,342/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,696
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,589
−HK$906/mo
Today · 4.125%
HK$30,495
baseline
▲ 0.50% · 4.625%
HK$32,351
+HK$1,856/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$60,990/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,924
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,780
−HK$869/mo
Today · 4.125%
HK$33,649
baseline
▲ 0.50% · 4.625%
HK$35,422
+HK$1,773/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,298/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,742 · Scale 2, in force from 26 Feb 2026)