LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,943
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,439
−HK$503/mo
Today · 4.125%
HK$16,942
baseline
▲ 0.50% · 4.625%
HK$17,973
+HK$1,031/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,884/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,736
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,212
−HK$482/mo
Today · 4.125%
HK$18,694
baseline
▲ 0.50% · 4.625%
HK$19,680
+HK$986/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,388/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,131
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,726
−HK$605/mo
Today · 4.125%
HK$20,331
baseline
▲ 0.50% · 4.625%
HK$21,568
+HK$1,237/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$40,662/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,283
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,854
−HK$579/mo
Today · 4.125%
HK$22,433
baseline
▲ 0.50% · 4.625%
HK$23,616
+HK$1,183/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$44,866/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,320
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,014
−HK$705/mo
Today · 4.125%
HK$23,719
baseline
▲ 0.50% · 4.625%
HK$25,163
+HK$1,444/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,438/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,831
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,496
−HK$676/mo
Today · 4.125%
HK$26,172
baseline
▲ 0.50% · 4.625%
HK$27,552
+HK$1,380/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,344/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,697
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,590
−HK$906/mo
Today · 4.125%
HK$30,496
baseline
▲ 0.50% · 4.625%
HK$32,352
+HK$1,856/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$60,992/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,925
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,781
−HK$869/mo
Today · 4.125%
HK$33,650
baseline
▲ 0.50% · 4.625%
HK$35,424
+HK$1,774/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,300/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,749 · Scale 2, in force from 26 Feb 2026)