LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,434
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$164,393
−HK$5,039/mo
Today · 4.125%
HK$169,432
baseline
▲ 0.50% · 4.625%
HK$179,741
+HK$10,309/mo
Deposit HK$34.96M · loan HK$34.96M · min. income ≈ HK$338,864/mo (50% DSR)
Upfront cash ≈ HK$37.93M (deposit + AVD stamp duty HK$2,971,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,369
−HK$9,582/mo
▼ 0.25% · 3.875%
HK$182,126
−HK$4,825/mo
Today · 4.125%
HK$186,951
baseline
▲ 0.50% · 4.625%
HK$196,806
+HK$9,855/mo
Deposit HK$34.96M · loan HK$34.96M · min. income ≈ HK$373,902/mo (50% DSR)
Upfront cash ≈ HK$37.93M (deposit + AVD stamp duty HK$2,971,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,321
−HK$11,997/mo
▼ 0.25% · 3.875%
HK$197,272
−HK$6,046/mo
Today · 4.125%
HK$203,318
baseline
▲ 0.50% · 4.625%
HK$215,690
+HK$12,372/mo
Deposit HK$27.97M · loan HK$41.95M · min. income ≈ HK$406,636/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,971,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,842
−HK$11,500/mo
▼ 0.25% · 3.875%
HK$218,551
−HK$5,791/mo
Today · 4.125%
HK$224,342
baseline
▲ 0.50% · 4.625%
HK$236,167
+HK$11,825/mo
Deposit HK$27.97M · loan HK$41.95M · min. income ≈ HK$448,684/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,971,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,208
−HK$13,997/mo
▼ 0.25% · 3.875%
HK$230,151
−HK$7,054/mo
Today · 4.125%
HK$237,205
baseline
▲ 0.50% · 4.625%
HK$251,638
+HK$14,433/mo
Deposit HK$20.98M · loan HK$48.94M · min. income ≈ HK$474,410/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,971,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,316
−HK$13,416/mo
▼ 0.25% · 3.875%
HK$254,976
−HK$6,756/mo
Today · 4.125%
HK$261,732
baseline
▲ 0.50% · 4.625%
HK$275,528
+HK$13,796/mo
Deposit HK$20.98M · loan HK$48.94M · min. income ≈ HK$523,464/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,971,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,981
−HK$17,996/mo
▼ 0.25% · 3.875%
HK$295,908
−HK$9,069/mo
Today · 4.125%
HK$304,977
baseline
▲ 0.50% · 4.625%
HK$323,535
+HK$18,558/mo
Deposit HK$6.99M · loan HK$62.93M · min. income ≈ HK$609,954/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,971,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,264
−HK$17,249/mo
▼ 0.25% · 3.875%
HK$327,826
−HK$8,687/mo
Today · 4.125%
HK$336,513
baseline
▲ 0.50% · 4.625%
HK$354,251
+HK$17,738/mo
Deposit HK$6.99M · loan HK$62.93M · min. income ≈ HK$673,026/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,971,572 · Scale 2, in force from 26 Feb 2026)