LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,440
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$164,399
−HK$5,039/mo
Today · 4.125%
HK$169,438
baseline
▲ 0.50% · 4.625%
HK$179,748
+HK$10,310/mo
Deposit HK$34.96M · loan HK$34.96M · min. income ≈ HK$338,876/mo (50% DSR)
Upfront cash ≈ HK$37.93M (deposit + AVD stamp duty HK$2,971,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,375
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$182,132
−HK$4,826/mo
Today · 4.125%
HK$186,958
baseline
▲ 0.50% · 4.625%
HK$196,813
+HK$9,855/mo
Deposit HK$34.96M · loan HK$34.96M · min. income ≈ HK$373,916/mo (50% DSR)
Upfront cash ≈ HK$37.93M (deposit + AVD stamp duty HK$2,971,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,328
−HK$11,998/mo
▼ 0.25% · 3.875%
HK$197,279
−HK$6,047/mo
Today · 4.125%
HK$203,326
baseline
▲ 0.50% · 4.625%
HK$215,697
+HK$12,371/mo
Deposit HK$27.97M · loan HK$41.95M · min. income ≈ HK$406,652/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,971,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,850
−HK$11,500/mo
▼ 0.25% · 3.875%
HK$218,559
−HK$5,791/mo
Today · 4.125%
HK$224,350
baseline
▲ 0.50% · 4.625%
HK$236,175
+HK$11,825/mo
Deposit HK$27.97M · loan HK$41.95M · min. income ≈ HK$448,700/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,971,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,216
−HK$13,997/mo
▼ 0.25% · 3.875%
HK$230,159
−HK$7,054/mo
Today · 4.125%
HK$237,213
baseline
▲ 0.50% · 4.625%
HK$251,647
+HK$14,434/mo
Deposit HK$20.98M · loan HK$48.95M · min. income ≈ HK$474,426/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,971,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,325
−HK$13,416/mo
▼ 0.25% · 3.875%
HK$254,985
−HK$6,756/mo
Today · 4.125%
HK$261,741
baseline
▲ 0.50% · 4.625%
HK$275,538
+HK$13,797/mo
Deposit HK$20.98M · loan HK$48.95M · min. income ≈ HK$523,482/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,971,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,991
−HK$17,997/mo
▼ 0.25% · 3.875%
HK$295,919
−HK$9,069/mo
Today · 4.125%
HK$304,988
baseline
▲ 0.50% · 4.625%
HK$323,546
+HK$18,558/mo
Deposit HK$6.99M · loan HK$62.93M · min. income ≈ HK$609,976/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,971,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,275
−HK$17,250/mo
▼ 0.25% · 3.875%
HK$327,838
−HK$8,687/mo
Today · 4.125%
HK$336,525
baseline
▲ 0.50% · 4.625%
HK$354,263
+HK$17,738/mo
Deposit HK$6.99M · loan HK$62.93M · min. income ≈ HK$673,050/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,971,678 · Scale 2, in force from 26 Feb 2026)