LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,444
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$164,403
−HK$5,039/mo
Today · 4.125%
HK$169,442
baseline
▲ 0.50% · 4.625%
HK$179,752
+HK$10,310/mo
Deposit HK$34.96M · loan HK$34.96M · min. income ≈ HK$338,884/mo (50% DSR)
Upfront cash ≈ HK$37.93M (deposit + AVD stamp duty HK$2,971,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,380
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$182,137
−HK$4,826/mo
Today · 4.125%
HK$186,963
baseline
▲ 0.50% · 4.625%
HK$196,818
+HK$9,855/mo
Deposit HK$34.96M · loan HK$34.96M · min. income ≈ HK$373,926/mo (50% DSR)
Upfront cash ≈ HK$37.93M (deposit + AVD stamp duty HK$2,971,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,333
−HK$11,998/mo
▼ 0.25% · 3.875%
HK$197,284
−HK$6,047/mo
Today · 4.125%
HK$203,331
baseline
▲ 0.50% · 4.625%
HK$215,703
+HK$12,372/mo
Deposit HK$27.97M · loan HK$41.95M · min. income ≈ HK$406,662/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,971,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,856
−HK$11,499/mo
▼ 0.25% · 3.875%
HK$218,564
−HK$5,791/mo
Today · 4.125%
HK$224,355
baseline
▲ 0.50% · 4.625%
HK$236,182
+HK$11,827/mo
Deposit HK$27.97M · loan HK$41.95M · min. income ≈ HK$448,710/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,971,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,221
−HK$13,998/mo
▼ 0.25% · 3.875%
HK$230,165
−HK$7,054/mo
Today · 4.125%
HK$237,219
baseline
▲ 0.50% · 4.625%
HK$251,653
+HK$14,434/mo
Deposit HK$20.98M · loan HK$48.95M · min. income ≈ HK$474,438/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,971,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,331
−HK$13,417/mo
▼ 0.25% · 3.875%
HK$254,992
−HK$6,756/mo
Today · 4.125%
HK$261,748
baseline
▲ 0.50% · 4.625%
HK$275,545
+HK$13,797/mo
Deposit HK$20.98M · loan HK$48.95M · min. income ≈ HK$523,496/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,971,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,999
−HK$17,997/mo
▼ 0.25% · 3.875%
HK$295,926
−HK$9,070/mo
Today · 4.125%
HK$304,996
baseline
▲ 0.50% · 4.625%
HK$323,554
+HK$18,558/mo
Deposit HK$6.99M · loan HK$62.93M · min. income ≈ HK$609,992/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,971,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,283
−HK$17,250/mo
▼ 0.25% · 3.875%
HK$327,846
−HK$8,687/mo
Today · 4.125%
HK$336,533
baseline
▲ 0.50% · 4.625%
HK$354,272
+HK$17,739/mo
Deposit HK$6.99M · loan HK$62.93M · min. income ≈ HK$673,066/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,971,754 · Scale 2, in force from 26 Feb 2026)