LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,456
−HK$10,000/mo
▼ 0.25% · 3.875%
HK$164,416
−HK$5,040/mo
Today · 4.125%
HK$169,456
baseline
▲ 0.50% · 4.625%
HK$179,767
+HK$10,311/mo
Deposit HK$34.96M · loan HK$34.96M · min. income ≈ HK$338,912/mo (50% DSR)
Upfront cash ≈ HK$37.94M (deposit + AVD stamp duty HK$2,971,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,394
−HK$9,584/mo
▼ 0.25% · 3.875%
HK$182,151
−HK$4,827/mo
Today · 4.125%
HK$186,978
baseline
▲ 0.50% · 4.625%
HK$196,833
+HK$9,855/mo
Deposit HK$34.96M · loan HK$34.96M · min. income ≈ HK$373,956/mo (50% DSR)
Upfront cash ≈ HK$37.94M (deposit + AVD stamp duty HK$2,971,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,348
−HK$11,999/mo
▼ 0.25% · 3.875%
HK$197,300
−HK$6,047/mo
Today · 4.125%
HK$203,347
baseline
▲ 0.50% · 4.625%
HK$215,720
+HK$12,373/mo
Deposit HK$27.97M · loan HK$41.96M · min. income ≈ HK$406,694/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,971,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,872
−HK$11,501/mo
▼ 0.25% · 3.875%
HK$218,581
−HK$5,792/mo
Today · 4.125%
HK$224,373
baseline
▲ 0.50% · 4.625%
HK$236,200
+HK$11,827/mo
Deposit HK$27.97M · loan HK$41.96M · min. income ≈ HK$448,746/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,971,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,239
−HK$13,999/mo
▼ 0.25% · 3.875%
HK$230,183
−HK$7,055/mo
Today · 4.125%
HK$237,238
baseline
▲ 0.50% · 4.625%
HK$251,673
+HK$14,435/mo
Deposit HK$20.98M · loan HK$48.95M · min. income ≈ HK$474,476/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,971,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,351
−HK$13,418/mo
▼ 0.25% · 3.875%
HK$255,012
−HK$6,757/mo
Today · 4.125%
HK$261,769
baseline
▲ 0.50% · 4.625%
HK$275,567
+HK$13,798/mo
Deposit HK$20.98M · loan HK$48.95M · min. income ≈ HK$523,538/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,971,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,021
−HK$17,999/mo
▼ 0.25% · 3.875%
HK$295,949
−HK$9,071/mo
Today · 4.125%
HK$305,020
baseline
▲ 0.50% · 4.625%
HK$323,580
+HK$18,560/mo
Deposit HK$6.99M · loan HK$62.94M · min. income ≈ HK$610,040/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,971,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,309
−HK$17,251/mo
▼ 0.25% · 3.875%
HK$327,872
−HK$8,688/mo
Today · 4.125%
HK$336,560
baseline
▲ 0.50% · 4.625%
HK$354,300
+HK$17,740/mo
Deposit HK$6.99M · loan HK$62.94M · min. income ≈ HK$673,120/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$2,971,989 · Scale 2, in force from 26 Feb 2026)