LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,466
−HK$10,000/mo
▼ 0.25% · 3.875%
HK$164,427
−HK$5,039/mo
Today · 4.125%
HK$169,466
baseline
▲ 0.50% · 4.625%
HK$179,778
+HK$10,312/mo
Deposit HK$34.97M · loan HK$34.97M · min. income ≈ HK$338,932/mo (50% DSR)
Upfront cash ≈ HK$37.94M (deposit + AVD stamp duty HK$2,972,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,405
−HK$9,584/mo
▼ 0.25% · 3.875%
HK$182,162
−HK$4,827/mo
Today · 4.125%
HK$186,989
baseline
▲ 0.50% · 4.625%
HK$196,846
+HK$9,857/mo
Deposit HK$34.97M · loan HK$34.97M · min. income ≈ HK$373,978/mo (50% DSR)
Upfront cash ≈ HK$37.94M (deposit + AVD stamp duty HK$2,972,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,359
−HK$12,000/mo
▼ 0.25% · 3.875%
HK$197,312
−HK$6,047/mo
Today · 4.125%
HK$203,359
baseline
▲ 0.50% · 4.625%
HK$215,733
+HK$12,374/mo
Deposit HK$27.97M · loan HK$41.96M · min. income ≈ HK$406,718/mo (50% DSR)
Upfront cash ≈ HK$30.95M (deposit + AVD stamp duty HK$2,972,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,885
−HK$11,502/mo
▼ 0.25% · 3.875%
HK$218,595
−HK$5,792/mo
Today · 4.125%
HK$224,387
baseline
▲ 0.50% · 4.625%
HK$236,215
+HK$11,828/mo
Deposit HK$27.97M · loan HK$41.96M · min. income ≈ HK$448,774/mo (50% DSR)
Upfront cash ≈ HK$30.95M (deposit + AVD stamp duty HK$2,972,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,253
−HK$14,000/mo
▼ 0.25% · 3.875%
HK$230,197
−HK$7,056/mo
Today · 4.125%
HK$237,253
baseline
▲ 0.50% · 4.625%
HK$251,689
+HK$14,436/mo
Deposit HK$20.98M · loan HK$48.95M · min. income ≈ HK$474,506/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,972,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,366
−HK$13,419/mo
▼ 0.25% · 3.875%
HK$255,027
−HK$6,758/mo
Today · 4.125%
HK$261,785
baseline
▲ 0.50% · 4.625%
HK$275,584
+HK$13,799/mo
Deposit HK$20.98M · loan HK$48.95M · min. income ≈ HK$523,570/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,972,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,039
−HK$18,000/mo
▼ 0.25% · 3.875%
HK$295,968
−HK$9,071/mo
Today · 4.125%
HK$305,039
baseline
▲ 0.50% · 4.625%
HK$323,600
+HK$18,561/mo
Deposit HK$6.99M · loan HK$62.94M · min. income ≈ HK$610,078/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$2,972,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,328
−HK$17,253/mo
▼ 0.25% · 3.875%
HK$327,892
−HK$8,689/mo
Today · 4.125%
HK$336,581
baseline
▲ 0.50% · 4.625%
HK$354,322
+HK$17,741/mo
Deposit HK$6.99M · loan HK$62.94M · min. income ≈ HK$673,162/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$2,972,172 · Scale 2, in force from 26 Feb 2026)