LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,510
−HK$10,002/mo
▼ 0.25% · 3.875%
HK$164,471
−HK$5,041/mo
Today · 4.125%
HK$169,512
baseline
▲ 0.50% · 4.625%
HK$179,827
+HK$10,315/mo
Deposit HK$34.98M · loan HK$34.98M · min. income ≈ HK$339,024/mo (50% DSR)
Upfront cash ≈ HK$37.95M (deposit + AVD stamp duty HK$2,972,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,453
−HK$9,587/mo
▼ 0.25% · 3.875%
HK$182,212
−HK$4,828/mo
Today · 4.125%
HK$187,040
baseline
▲ 0.50% · 4.625%
HK$196,899
+HK$9,859/mo
Deposit HK$34.98M · loan HK$34.98M · min. income ≈ HK$374,080/mo (50% DSR)
Upfront cash ≈ HK$37.95M (deposit + AVD stamp duty HK$2,972,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,412
−HK$12,003/mo
▼ 0.25% · 3.875%
HK$197,366
−HK$6,049/mo
Today · 4.125%
HK$203,415
baseline
▲ 0.50% · 4.625%
HK$215,792
+HK$12,377/mo
Deposit HK$27.98M · loan HK$41.97M · min. income ≈ HK$406,830/mo (50% DSR)
Upfront cash ≈ HK$30.95M (deposit + AVD stamp duty HK$2,972,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,944
−HK$11,504/mo
▼ 0.25% · 3.875%
HK$218,655
−HK$5,793/mo
Today · 4.125%
HK$224,448
baseline
▲ 0.50% · 4.625%
HK$236,279
+HK$11,831/mo
Deposit HK$27.98M · loan HK$41.97M · min. income ≈ HK$448,896/mo (50% DSR)
Upfront cash ≈ HK$30.95M (deposit + AVD stamp duty HK$2,972,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,314
−HK$14,003/mo
▼ 0.25% · 3.875%
HK$230,260
−HK$7,057/mo
Today · 4.125%
HK$237,317
baseline
▲ 0.50% · 4.625%
HK$251,758
+HK$14,441/mo
Deposit HK$20.99M · loan HK$48.97M · min. income ≈ HK$474,634/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$2,972,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,434
−HK$13,422/mo
▼ 0.25% · 3.875%
HK$255,097
−HK$6,759/mo
Today · 4.125%
HK$261,856
baseline
▲ 0.50% · 4.625%
HK$275,659
+HK$13,803/mo
Deposit HK$20.99M · loan HK$48.97M · min. income ≈ HK$523,712/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$2,972,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,118
−HK$18,004/mo
▼ 0.25% · 3.875%
HK$296,049
−HK$9,073/mo
Today · 4.125%
HK$305,122
baseline
▲ 0.50% · 4.625%
HK$323,688
+HK$18,566/mo
Deposit HK$7.00M · loan HK$62.96M · min. income ≈ HK$610,244/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$2,972,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,415
−HK$17,258/mo
▼ 0.25% · 3.875%
HK$327,982
−HK$8,691/mo
Today · 4.125%
HK$336,673
baseline
▲ 0.50% · 4.625%
HK$354,419
+HK$17,746/mo
Deposit HK$7.00M · loan HK$62.96M · min. income ≈ HK$673,346/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$2,972,985 · Scale 2, in force from 26 Feb 2026)