LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,533
−HK$10,004/mo
▼ 0.25% · 3.875%
HK$164,495
−HK$5,042/mo
Today · 4.125%
HK$169,537
baseline
▲ 0.50% · 4.625%
HK$179,853
+HK$10,316/mo
Deposit HK$34.98M · loan HK$34.98M · min. income ≈ HK$339,074/mo (50% DSR)
Upfront cash ≈ HK$37.95M (deposit + AVD stamp duty HK$2,973,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,479
−HK$9,588/mo
▼ 0.25% · 3.875%
HK$182,239
−HK$4,828/mo
Today · 4.125%
HK$187,067
baseline
▲ 0.50% · 4.625%
HK$196,928
+HK$9,861/mo
Deposit HK$34.98M · loan HK$34.98M · min. income ≈ HK$374,134/mo (50% DSR)
Upfront cash ≈ HK$37.95M (deposit + AVD stamp duty HK$2,973,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,439
−HK$12,005/mo
▼ 0.25% · 3.875%
HK$197,394
−HK$6,050/mo
Today · 4.125%
HK$203,444
baseline
▲ 0.50% · 4.625%
HK$215,823
+HK$12,379/mo
Deposit HK$27.99M · loan HK$41.98M · min. income ≈ HK$406,888/mo (50% DSR)
Upfront cash ≈ HK$30.96M (deposit + AVD stamp duty HK$2,973,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,974
−HK$11,507/mo
▼ 0.25% · 3.875%
HK$218,686
−HK$5,795/mo
Today · 4.125%
HK$224,481
baseline
▲ 0.50% · 4.625%
HK$236,314
+HK$11,833/mo
Deposit HK$27.99M · loan HK$41.98M · min. income ≈ HK$448,962/mo (50% DSR)
Upfront cash ≈ HK$30.96M (deposit + AVD stamp duty HK$2,973,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,346
−HK$14,006/mo
▼ 0.25% · 3.875%
HK$230,293
−HK$7,059/mo
Today · 4.125%
HK$237,352
baseline
▲ 0.50% · 4.625%
HK$251,794
+HK$14,442/mo
Deposit HK$20.99M · loan HK$48.97M · min. income ≈ HK$474,704/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$2,973,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,470
−HK$13,424/mo
▼ 0.25% · 3.875%
HK$255,134
−HK$6,760/mo
Today · 4.125%
HK$261,894
baseline
▲ 0.50% · 4.625%
HK$275,699
+HK$13,805/mo
Deposit HK$20.99M · loan HK$48.97M · min. income ≈ HK$523,788/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$2,973,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,159
−HK$18,008/mo
▼ 0.25% · 3.875%
HK$296,091
−HK$9,076/mo
Today · 4.125%
HK$305,167
baseline
▲ 0.50% · 4.625%
HK$323,735
+HK$18,568/mo
Deposit HK$7.00M · loan HK$62.97M · min. income ≈ HK$610,334/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$2,973,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,462
−HK$17,259/mo
▼ 0.25% · 3.875%
HK$328,029
−HK$8,692/mo
Today · 4.125%
HK$336,721
baseline
▲ 0.50% · 4.625%
HK$354,470
+HK$17,749/mo
Deposit HK$7.00M · loan HK$62.97M · min. income ≈ HK$673,442/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$2,973,415 · Scale 2, in force from 26 Feb 2026)