LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,558
−HK$10,006/mo
▼ 0.25% · 3.875%
HK$164,521
−HK$5,043/mo
Today · 4.125%
HK$169,564
baseline
▲ 0.50% · 4.625%
HK$179,881
+HK$10,317/mo
Deposit HK$34.99M · loan HK$34.99M · min. income ≈ HK$339,128/mo (50% DSR)
Upfront cash ≈ HK$37.96M (deposit + AVD stamp duty HK$2,973,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,507
−HK$9,590/mo
▼ 0.25% · 3.875%
HK$182,267
−HK$4,830/mo
Today · 4.125%
HK$187,097
baseline
▲ 0.50% · 4.625%
HK$196,959
+HK$9,862/mo
Deposit HK$34.99M · loan HK$34.99M · min. income ≈ HK$374,194/mo (50% DSR)
Upfront cash ≈ HK$37.96M (deposit + AVD stamp duty HK$2,973,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,470
−HK$12,007/mo
▼ 0.25% · 3.875%
HK$197,426
−HK$6,051/mo
Today · 4.125%
HK$203,477
baseline
▲ 0.50% · 4.625%
HK$215,858
+HK$12,381/mo
Deposit HK$27.99M · loan HK$41.98M · min. income ≈ HK$406,954/mo (50% DSR)
Upfront cash ≈ HK$30.96M (deposit + AVD stamp duty HK$2,973,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,008
−HK$11,508/mo
▼ 0.25% · 3.875%
HK$218,721
−HK$5,795/mo
Today · 4.125%
HK$224,516
baseline
▲ 0.50% · 4.625%
HK$236,351
+HK$11,835/mo
Deposit HK$27.99M · loan HK$41.98M · min. income ≈ HK$449,032/mo (50% DSR)
Upfront cash ≈ HK$30.96M (deposit + AVD stamp duty HK$2,973,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,381
−HK$14,008/mo
▼ 0.25% · 3.875%
HK$230,330
−HK$7,059/mo
Today · 4.125%
HK$237,389
baseline
▲ 0.50% · 4.625%
HK$251,834
+HK$14,445/mo
Deposit HK$20.99M · loan HK$48.98M · min. income ≈ HK$474,778/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$2,973,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,510
−HK$13,426/mo
▼ 0.25% · 3.875%
HK$255,174
−HK$6,762/mo
Today · 4.125%
HK$261,936
baseline
▲ 0.50% · 4.625%
HK$275,743
+HK$13,807/mo
Deposit HK$20.99M · loan HK$48.98M · min. income ≈ HK$523,872/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$2,973,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,205
−HK$18,010/mo
▼ 0.25% · 3.875%
HK$296,138
−HK$9,077/mo
Today · 4.125%
HK$305,215
baseline
▲ 0.50% · 4.625%
HK$323,786
+HK$18,571/mo
Deposit HK$7.00M · loan HK$62.98M · min. income ≈ HK$610,430/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$2,973,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,512
−HK$17,262/mo
▼ 0.25% · 3.875%
HK$328,081
−HK$8,693/mo
Today · 4.125%
HK$336,774
baseline
▲ 0.50% · 4.625%
HK$354,526
+HK$17,752/mo
Deposit HK$7.00M · loan HK$62.98M · min. income ≈ HK$673,548/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$2,973,885 · Scale 2, in force from 26 Feb 2026)