LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,565
−HK$10,006/mo
▼ 0.25% · 3.875%
HK$164,528
−HK$5,043/mo
Today · 4.125%
HK$169,571
baseline
▲ 0.50% · 4.625%
HK$179,889
+HK$10,318/mo
Deposit HK$34.99M · loan HK$34.99M · min. income ≈ HK$339,142/mo (50% DSR)
Upfront cash ≈ HK$37.96M (deposit + AVD stamp duty HK$2,974,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,514
−HK$9,591/mo
▼ 0.25% · 3.875%
HK$182,275
−HK$4,830/mo
Today · 4.125%
HK$187,105
baseline
▲ 0.50% · 4.625%
HK$196,967
+HK$9,862/mo
Deposit HK$34.99M · loan HK$34.99M · min. income ≈ HK$374,210/mo (50% DSR)
Upfront cash ≈ HK$37.96M (deposit + AVD stamp duty HK$2,974,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,478
−HK$12,007/mo
▼ 0.25% · 3.875%
HK$197,434
−HK$6,051/mo
Today · 4.125%
HK$203,485
baseline
▲ 0.50% · 4.625%
HK$215,867
+HK$12,382/mo
Deposit HK$27.99M · loan HK$41.99M · min. income ≈ HK$406,970/mo (50% DSR)
Upfront cash ≈ HK$30.96M (deposit + AVD stamp duty HK$2,974,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,017
−HK$11,509/mo
▼ 0.25% · 3.875%
HK$218,730
−HK$5,796/mo
Today · 4.125%
HK$224,526
baseline
▲ 0.50% · 4.625%
HK$236,361
+HK$11,835/mo
Deposit HK$27.99M · loan HK$41.99M · min. income ≈ HK$449,052/mo (50% DSR)
Upfront cash ≈ HK$30.96M (deposit + AVD stamp duty HK$2,974,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,391
−HK$14,008/mo
▼ 0.25% · 3.875%
HK$230,340
−HK$7,059/mo
Today · 4.125%
HK$237,399
baseline
▲ 0.50% · 4.625%
HK$251,845
+HK$14,446/mo
Deposit HK$20.99M · loan HK$48.98M · min. income ≈ HK$474,798/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$2,974,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,520
−HK$13,427/mo
▼ 0.25% · 3.875%
HK$255,185
−HK$6,762/mo
Today · 4.125%
HK$261,947
baseline
▲ 0.50% · 4.625%
HK$275,754
+HK$13,807/mo
Deposit HK$20.99M · loan HK$48.98M · min. income ≈ HK$523,894/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$2,974,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,217
−HK$18,011/mo
▼ 0.25% · 3.875%
HK$296,151
−HK$9,077/mo
Today · 4.125%
HK$305,228
baseline
▲ 0.50% · 4.625%
HK$323,800
+HK$18,572/mo
Deposit HK$7.00M · loan HK$62.98M · min. income ≈ HK$610,456/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$2,974,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,526
−HK$17,263/mo
▼ 0.25% · 3.875%
HK$328,095
−HK$8,694/mo
Today · 4.125%
HK$336,789
baseline
▲ 0.50% · 4.625%
HK$354,541
+HK$17,752/mo
Deposit HK$7.00M · loan HK$62.98M · min. income ≈ HK$673,578/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$2,974,012 · Scale 2, in force from 26 Feb 2026)