LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,961
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,458
−HK$504/mo
Today · 4.125%
HK$16,962
baseline
▲ 0.50% · 4.625%
HK$17,994
+HK$1,032/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,924/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,757
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,233
−HK$483/mo
Today · 4.125%
HK$18,716
baseline
▲ 0.50% · 4.625%
HK$19,702
+HK$986/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,432/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,153
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,749
−HK$605/mo
Today · 4.125%
HK$20,354
baseline
▲ 0.50% · 4.625%
HK$21,593
+HK$1,239/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,708/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,308
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,879
−HK$580/mo
Today · 4.125%
HK$22,459
baseline
▲ 0.50% · 4.625%
HK$23,643
+HK$1,184/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,918/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,346
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,041
−HK$706/mo
Today · 4.125%
HK$23,747
baseline
▲ 0.50% · 4.625%
HK$25,192
+HK$1,445/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,494/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,859
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,526
−HK$676/mo
Today · 4.125%
HK$26,202
baseline
▲ 0.50% · 4.625%
HK$27,583
+HK$1,381/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,404/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,730
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,624
−HK$908/mo
Today · 4.125%
HK$30,532
baseline
▲ 0.50% · 4.625%
HK$32,389
+HK$1,857/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,064/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$209,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,962
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,819
−HK$870/mo
Today · 4.125%
HK$33,689
baseline
▲ 0.50% · 4.625%
HK$35,464
+HK$1,775/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,378/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$209,992 · Scale 2, in force from 26 Feb 2026)