LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,962
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,459
−HK$504/mo
Today · 4.125%
HK$16,963
baseline
▲ 0.50% · 4.625%
HK$17,996
+HK$1,033/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,926/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,758
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,234
−HK$484/mo
Today · 4.125%
HK$18,718
baseline
▲ 0.50% · 4.625%
HK$19,704
+HK$986/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,436/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,155
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,751
−HK$605/mo
Today · 4.125%
HK$20,356
baseline
▲ 0.50% · 4.625%
HK$21,595
+HK$1,239/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,712/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,310
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,881
−HK$580/mo
Today · 4.125%
HK$22,461
baseline
▲ 0.50% · 4.625%
HK$23,645
+HK$1,184/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,922/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,347
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,043
−HK$706/mo
Today · 4.125%
HK$23,749
baseline
▲ 0.50% · 4.625%
HK$25,194
+HK$1,445/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,498/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,861
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,528
−HK$677/mo
Today · 4.125%
HK$26,205
baseline
▲ 0.50% · 4.625%
HK$27,586
+HK$1,381/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,410/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,732
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,626
−HK$908/mo
Today · 4.125%
HK$30,534
baseline
▲ 0.50% · 4.625%
HK$32,392
+HK$1,858/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,068/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,965
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,822
−HK$870/mo
Today · 4.125%
HK$33,692
baseline
▲ 0.50% · 4.625%
HK$35,467
+HK$1,775/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,384/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,010 · Scale 2, in force from 26 Feb 2026)