LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,692
−HK$10,014/mo
▼ 0.25% · 3.875%
HK$164,660
−HK$5,046/mo
Today · 4.125%
HK$169,706
baseline
▲ 0.50% · 4.625%
HK$180,033
+HK$10,327/mo
Deposit HK$35.02M · loan HK$35.02M · min. income ≈ HK$339,412/mo (50% DSR)
Upfront cash ≈ HK$37.99M (deposit + AVD stamp duty HK$2,976,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,656
−HK$9,598/mo
▼ 0.25% · 3.875%
HK$182,421
−HK$4,833/mo
Today · 4.125%
HK$187,254
baseline
▲ 0.50% · 4.625%
HK$197,125
+HK$9,871/mo
Deposit HK$35.02M · loan HK$35.02M · min. income ≈ HK$374,508/mo (50% DSR)
Upfront cash ≈ HK$37.99M (deposit + AVD stamp duty HK$2,976,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,631
−HK$12,017/mo
▼ 0.25% · 3.875%
HK$197,591
−HK$6,057/mo
Today · 4.125%
HK$203,648
baseline
▲ 0.50% · 4.625%
HK$216,039
+HK$12,391/mo
Deposit HK$28.01M · loan HK$42.02M · min. income ≈ HK$407,296/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$2,976,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,187
−HK$11,518/mo
▼ 0.25% · 3.875%
HK$218,905
−HK$5,800/mo
Today · 4.125%
HK$224,705
baseline
▲ 0.50% · 4.625%
HK$236,550
+HK$11,845/mo
Deposit HK$28.01M · loan HK$42.02M · min. income ≈ HK$449,410/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$2,976,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,569
−HK$14,020/mo
▼ 0.25% · 3.875%
HK$230,523
−HK$7,066/mo
Today · 4.125%
HK$237,589
baseline
▲ 0.50% · 4.625%
HK$252,046
+HK$14,457/mo
Deposit HK$21.01M · loan HK$49.02M · min. income ≈ HK$475,178/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$2,976,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,718
−HK$13,438/mo
▼ 0.25% · 3.875%
HK$255,389
−HK$6,767/mo
Today · 4.125%
HK$262,156
baseline
▲ 0.50% · 4.625%
HK$275,974
+HK$13,818/mo
Deposit HK$21.01M · loan HK$49.02M · min. income ≈ HK$524,312/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$2,976,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,446
−HK$18,025/mo
▼ 0.25% · 3.875%
HK$296,387
−HK$9,084/mo
Today · 4.125%
HK$305,471
baseline
▲ 0.50% · 4.625%
HK$324,059
+HK$18,588/mo
Deposit HK$7.00M · loan HK$63.03M · min. income ≈ HK$610,942/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$2,976,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,781
−HK$17,277/mo
▼ 0.25% · 3.875%
HK$328,357
−HK$8,701/mo
Today · 4.125%
HK$337,058
baseline
▲ 0.50% · 4.625%
HK$354,824
+HK$17,766/mo
Deposit HK$7.00M · loan HK$63.03M · min. income ≈ HK$674,116/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$2,976,384 · Scale 2, in force from 26 Feb 2026)