LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,729
−HK$10,016/mo
▼ 0.25% · 3.875%
HK$164,697
−HK$5,048/mo
Today · 4.125%
HK$169,745
baseline
▲ 0.50% · 4.625%
HK$180,073
+HK$10,328/mo
Deposit HK$35.02M · loan HK$35.02M · min. income ≈ HK$339,490/mo (50% DSR)
Upfront cash ≈ HK$38.00M (deposit + AVD stamp duty HK$2,977,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,696
−HK$9,601/mo
▼ 0.25% · 3.875%
HK$182,462
−HK$4,835/mo
Today · 4.125%
HK$187,297
baseline
▲ 0.50% · 4.625%
HK$197,169
+HK$9,872/mo
Deposit HK$35.02M · loan HK$35.02M · min. income ≈ HK$374,594/mo (50% DSR)
Upfront cash ≈ HK$38.00M (deposit + AVD stamp duty HK$2,977,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,674
−HK$12,020/mo
▼ 0.25% · 3.875%
HK$197,636
−HK$6,058/mo
Today · 4.125%
HK$203,694
baseline
▲ 0.50% · 4.625%
HK$216,088
+HK$12,394/mo
Deposit HK$28.02M · loan HK$42.03M · min. income ≈ HK$407,388/mo (50% DSR)
Upfront cash ≈ HK$31.00M (deposit + AVD stamp duty HK$2,977,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,236
−HK$11,520/mo
▼ 0.25% · 3.875%
HK$218,955
−HK$5,801/mo
Today · 4.125%
HK$224,756
baseline
▲ 0.50% · 4.625%
HK$236,603
+HK$11,847/mo
Deposit HK$28.02M · loan HK$42.03M · min. income ≈ HK$449,512/mo (50% DSR)
Upfront cash ≈ HK$31.00M (deposit + AVD stamp duty HK$2,977,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,620
−HK$14,023/mo
▼ 0.25% · 3.875%
HK$230,576
−HK$7,067/mo
Today · 4.125%
HK$237,643
baseline
▲ 0.50% · 4.625%
HK$252,103
+HK$14,460/mo
Deposit HK$21.01M · loan HK$49.03M · min. income ≈ HK$475,286/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$2,977,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,775
−HK$13,440/mo
▼ 0.25% · 3.875%
HK$255,447
−HK$6,768/mo
Today · 4.125%
HK$262,215
baseline
▲ 0.50% · 4.625%
HK$276,037
+HK$13,822/mo
Deposit HK$21.01M · loan HK$49.03M · min. income ≈ HK$524,430/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$2,977,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,511
−HK$18,030/mo
▼ 0.25% · 3.875%
HK$296,455
−HK$9,086/mo
Today · 4.125%
HK$305,541
baseline
▲ 0.50% · 4.625%
HK$324,132
+HK$18,591/mo
Deposit HK$7.00M · loan HK$63.04M · min. income ≈ HK$611,082/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$2,977,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,853
−HK$17,281/mo
▼ 0.25% · 3.875%
HK$328,432
−HK$8,702/mo
Today · 4.125%
HK$337,134
baseline
▲ 0.50% · 4.625%
HK$354,905
+HK$17,771/mo
Deposit HK$7.00M · loan HK$63.04M · min. income ≈ HK$674,268/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$2,977,061 · Scale 2, in force from 26 Feb 2026)