LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,751
−HK$10,017/mo
▼ 0.25% · 3.875%
HK$164,720
−HK$5,048/mo
Today · 4.125%
HK$169,768
baseline
▲ 0.50% · 4.625%
HK$180,098
+HK$10,330/mo
Deposit HK$35.03M · loan HK$35.03M · min. income ≈ HK$339,536/mo (50% DSR)
Upfront cash ≈ HK$38.01M (deposit + AVD stamp duty HK$2,977,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,721
−HK$9,602/mo
▼ 0.25% · 3.875%
HK$182,487
−HK$4,836/mo
Today · 4.125%
HK$187,323
baseline
▲ 0.50% · 4.625%
HK$197,197
+HK$9,874/mo
Deposit HK$35.03M · loan HK$35.03M · min. income ≈ HK$374,646/mo (50% DSR)
Upfront cash ≈ HK$38.01M (deposit + AVD stamp duty HK$2,977,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,701
−HK$12,021/mo
▼ 0.25% · 3.875%
HK$197,664
−HK$6,058/mo
Today · 4.125%
HK$203,722
baseline
▲ 0.50% · 4.625%
HK$216,118
+HK$12,396/mo
Deposit HK$28.02M · loan HK$42.03M · min. income ≈ HK$407,444/mo (50% DSR)
Upfront cash ≈ HK$31.00M (deposit + AVD stamp duty HK$2,977,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,265
−HK$11,522/mo
▼ 0.25% · 3.875%
HK$218,985
−HK$5,802/mo
Today · 4.125%
HK$224,787
baseline
▲ 0.50% · 4.625%
HK$236,636
+HK$11,849/mo
Deposit HK$28.02M · loan HK$42.03M · min. income ≈ HK$449,574/mo (50% DSR)
Upfront cash ≈ HK$31.00M (deposit + AVD stamp duty HK$2,977,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,651
−HK$14,025/mo
▼ 0.25% · 3.875%
HK$230,608
−HK$7,068/mo
Today · 4.125%
HK$237,676
baseline
▲ 0.50% · 4.625%
HK$252,138
+HK$14,462/mo
Deposit HK$21.02M · loan HK$49.04M · min. income ≈ HK$475,352/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$2,977,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,809
−HK$13,443/mo
▼ 0.25% · 3.875%
HK$255,482
−HK$6,770/mo
Today · 4.125%
HK$262,252
baseline
▲ 0.50% · 4.625%
HK$276,075
+HK$13,823/mo
Deposit HK$21.02M · loan HK$49.04M · min. income ≈ HK$524,504/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$2,977,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,551
−HK$18,032/mo
▼ 0.25% · 3.875%
HK$296,495
−HK$9,088/mo
Today · 4.125%
HK$305,583
baseline
▲ 0.50% · 4.625%
HK$324,177
+HK$18,594/mo
Deposit HK$7.01M · loan HK$63.05M · min. income ≈ HK$611,166/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$2,977,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,898
−HK$17,283/mo
▼ 0.25% · 3.875%
HK$328,477
−HK$8,704/mo
Today · 4.125%
HK$337,181
baseline
▲ 0.50% · 4.625%
HK$354,954
+HK$17,773/mo
Deposit HK$7.01M · loan HK$63.05M · min. income ≈ HK$674,362/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$2,977,472 · Scale 2, in force from 26 Feb 2026)