LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,760
−HK$10,018/mo
▼ 0.25% · 3.875%
HK$164,729
−HK$5,049/mo
Today · 4.125%
HK$169,778
baseline
▲ 0.50% · 4.625%
HK$180,109
+HK$10,331/mo
Deposit HK$35.03M · loan HK$35.03M · min. income ≈ HK$339,556/mo (50% DSR)
Upfront cash ≈ HK$38.01M (deposit + AVD stamp duty HK$2,977,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,731
−HK$9,602/mo
▼ 0.25% · 3.875%
HK$182,498
−HK$4,835/mo
Today · 4.125%
HK$187,333
baseline
▲ 0.50% · 4.625%
HK$197,208
+HK$9,875/mo
Deposit HK$35.03M · loan HK$35.03M · min. income ≈ HK$374,666/mo (50% DSR)
Upfront cash ≈ HK$38.01M (deposit + AVD stamp duty HK$2,977,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,712
−HK$12,022/mo
▼ 0.25% · 3.875%
HK$197,675
−HK$6,059/mo
Today · 4.125%
HK$203,734
baseline
▲ 0.50% · 4.625%
HK$216,130
+HK$12,396/mo
Deposit HK$28.02M · loan HK$42.04M · min. income ≈ HK$407,468/mo (50% DSR)
Upfront cash ≈ HK$31.00M (deposit + AVD stamp duty HK$2,977,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,277
−HK$11,523/mo
▼ 0.25% · 3.875%
HK$218,997
−HK$5,803/mo
Today · 4.125%
HK$224,800
baseline
▲ 0.50% · 4.625%
HK$236,649
+HK$11,849/mo
Deposit HK$28.02M · loan HK$42.04M · min. income ≈ HK$449,600/mo (50% DSR)
Upfront cash ≈ HK$31.00M (deposit + AVD stamp duty HK$2,977,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,664
−HK$14,025/mo
▼ 0.25% · 3.875%
HK$230,621
−HK$7,068/mo
Today · 4.125%
HK$237,689
baseline
▲ 0.50% · 4.625%
HK$252,152
+HK$14,463/mo
Deposit HK$21.02M · loan HK$49.04M · min. income ≈ HK$475,378/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$2,977,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,823
−HK$13,444/mo
▼ 0.25% · 3.875%
HK$255,497
−HK$6,770/mo
Today · 4.125%
HK$262,267
baseline
▲ 0.50% · 4.625%
HK$276,091
+HK$13,824/mo
Deposit HK$21.02M · loan HK$49.04M · min. income ≈ HK$524,534/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$2,977,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,567
−HK$18,033/mo
▼ 0.25% · 3.875%
HK$296,512
−HK$9,088/mo
Today · 4.125%
HK$305,600
baseline
▲ 0.50% · 4.625%
HK$324,196
+HK$18,596/mo
Deposit HK$7.01M · loan HK$63.06M · min. income ≈ HK$611,200/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$2,977,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,916
−HK$17,284/mo
▼ 0.25% · 3.875%
HK$328,496
−HK$8,704/mo
Today · 4.125%
HK$337,200
baseline
▲ 0.50% · 4.625%
HK$354,974
+HK$17,774/mo
Deposit HK$7.01M · loan HK$63.06M · min. income ≈ HK$674,400/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$2,977,642 · Scale 2, in force from 26 Feb 2026)