LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,978
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,475
−HK$505/mo
Today · 4.125%
HK$16,980
baseline
▲ 0.50% · 4.625%
HK$18,013
+HK$1,033/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,960/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,775
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,252
−HK$484/mo
Today · 4.125%
HK$18,736
baseline
▲ 0.50% · 4.625%
HK$19,723
+HK$987/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,472/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,173
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,770
−HK$606/mo
Today · 4.125%
HK$20,376
baseline
▲ 0.50% · 4.625%
HK$21,616
+HK$1,240/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,752/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,330
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,902
−HK$581/mo
Today · 4.125%
HK$22,483
baseline
▲ 0.50% · 4.625%
HK$23,668
+HK$1,185/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,966/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,369
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,065
−HK$707/mo
Today · 4.125%
HK$23,772
baseline
▲ 0.50% · 4.625%
HK$25,218
+HK$1,446/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,544/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,885
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,553
−HK$677/mo
Today · 4.125%
HK$26,230
baseline
▲ 0.50% · 4.625%
HK$27,612
+HK$1,382/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,460/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,760
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,655
−HK$909/mo
Today · 4.125%
HK$30,564
baseline
▲ 0.50% · 4.625%
HK$32,423
+HK$1,859/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,128/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,995
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,853
−HK$871/mo
Today · 4.125%
HK$33,724
baseline
▲ 0.50% · 4.625%
HK$35,502
+HK$1,778/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$67,448/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,212 · Scale 2, in force from 26 Feb 2026)