LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,789
−HK$10,020/mo
▼ 0.25% · 3.875%
HK$164,759
−HK$5,050/mo
Today · 4.125%
HK$169,809
baseline
▲ 0.50% · 4.625%
HK$180,141
+HK$10,332/mo
Deposit HK$35.04M · loan HK$35.04M · min. income ≈ HK$339,618/mo (50% DSR)
Upfront cash ≈ HK$38.02M (deposit + AVD stamp duty HK$2,978,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,763
−HK$9,604/mo
▼ 0.25% · 3.875%
HK$182,531
−HK$4,836/mo
Today · 4.125%
HK$187,367
baseline
▲ 0.50% · 4.625%
HK$197,244
+HK$9,877/mo
Deposit HK$35.04M · loan HK$35.04M · min. income ≈ HK$374,734/mo (50% DSR)
Upfront cash ≈ HK$38.02M (deposit + AVD stamp duty HK$2,978,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,747
−HK$12,024/mo
▼ 0.25% · 3.875%
HK$197,711
−HK$6,060/mo
Today · 4.125%
HK$203,771
baseline
▲ 0.50% · 4.625%
HK$216,170
+HK$12,399/mo
Deposit HK$28.03M · loan HK$42.04M · min. income ≈ HK$407,542/mo (50% DSR)
Upfront cash ≈ HK$31.01M (deposit + AVD stamp duty HK$2,978,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,316
−HK$11,525/mo
▼ 0.25% · 3.875%
HK$219,037
−HK$5,804/mo
Today · 4.125%
HK$224,841
baseline
▲ 0.50% · 4.625%
HK$236,693
+HK$11,852/mo
Deposit HK$28.03M · loan HK$42.04M · min. income ≈ HK$449,682/mo (50% DSR)
Upfront cash ≈ HK$31.01M (deposit + AVD stamp duty HK$2,978,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,704
−HK$14,029/mo
▼ 0.25% · 3.875%
HK$230,663
−HK$7,070/mo
Today · 4.125%
HK$237,733
baseline
▲ 0.50% · 4.625%
HK$252,198
+HK$14,465/mo
Deposit HK$21.02M · loan HK$49.05M · min. income ≈ HK$475,466/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$2,978,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,869
−HK$13,445/mo
▼ 0.25% · 3.875%
HK$255,543
−HK$6,771/mo
Today · 4.125%
HK$262,314
baseline
▲ 0.50% · 4.625%
HK$276,141
+HK$13,827/mo
Deposit HK$21.02M · loan HK$49.05M · min. income ≈ HK$524,628/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$2,978,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,620
−HK$18,036/mo
▼ 0.25% · 3.875%
HK$296,566
−HK$9,090/mo
Today · 4.125%
HK$305,656
baseline
▲ 0.50% · 4.625%
HK$324,255
+HK$18,599/mo
Deposit HK$7.01M · loan HK$63.07M · min. income ≈ HK$611,312/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$2,978,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,974
−HK$17,287/mo
▼ 0.25% · 3.875%
HK$328,556
−HK$8,705/mo
Today · 4.125%
HK$337,261
baseline
▲ 0.50% · 4.625%
HK$355,039
+HK$17,778/mo
Deposit HK$7.01M · loan HK$63.07M · min. income ≈ HK$674,522/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$2,978,185 · Scale 2, in force from 26 Feb 2026)