LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,985
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,482
−HK$505/mo
Today · 4.125%
HK$16,987
baseline
▲ 0.50% · 4.625%
HK$18,021
+HK$1,034/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$33,974/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,783
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,260
−HK$484/mo
Today · 4.125%
HK$18,744
baseline
▲ 0.50% · 4.625%
HK$19,732
+HK$988/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,488/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,182
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,779
−HK$606/mo
Today · 4.125%
HK$20,385
baseline
▲ 0.50% · 4.625%
HK$21,625
+HK$1,240/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$40,770/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,340
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,912
−HK$581/mo
Today · 4.125%
HK$22,493
baseline
▲ 0.50% · 4.625%
HK$23,678
+HK$1,185/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$44,986/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,379
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,075
−HK$707/mo
Today · 4.125%
HK$23,782
baseline
▲ 0.50% · 4.625%
HK$25,230
+HK$1,448/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$47,564/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,896
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,564
−HK$678/mo
Today · 4.125%
HK$26,242
baseline
▲ 0.50% · 4.625%
HK$27,625
+HK$1,383/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$52,484/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,773
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,668
−HK$909/mo
Today · 4.125%
HK$30,577
baseline
▲ 0.50% · 4.625%
HK$32,438
+HK$1,861/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,154/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,010
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,868
−HK$871/mo
Today · 4.125%
HK$33,739
baseline
▲ 0.50% · 4.625%
HK$35,518
+HK$1,779/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$67,478/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,306 · Scale 2, in force from 26 Feb 2026)