LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,987
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,484
−HK$505/mo
Today · 4.125%
HK$16,989
baseline
▲ 0.50% · 4.625%
HK$18,023
+HK$1,034/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$33,978/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,785
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,262
−HK$484/mo
Today · 4.125%
HK$18,746
baseline
▲ 0.50% · 4.625%
HK$19,734
+HK$988/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,492/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,184
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,781
−HK$606/mo
Today · 4.125%
HK$20,387
baseline
▲ 0.50% · 4.625%
HK$21,627
+HK$1,240/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$40,774/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,342
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,914
−HK$581/mo
Today · 4.125%
HK$22,495
baseline
▲ 0.50% · 4.625%
HK$23,681
+HK$1,186/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$44,990/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,381
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,077
−HK$708/mo
Today · 4.125%
HK$23,785
baseline
▲ 0.50% · 4.625%
HK$25,232
+HK$1,447/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$47,570/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,899
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,567
−HK$677/mo
Today · 4.125%
HK$26,244
baseline
▲ 0.50% · 4.625%
HK$27,627
+HK$1,383/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$52,488/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,776
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,671
−HK$909/mo
Today · 4.125%
HK$30,580
baseline
▲ 0.50% · 4.625%
HK$32,441
+HK$1,861/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,160/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,013
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,871
−HK$871/mo
Today · 4.125%
HK$33,742
baseline
▲ 0.50% · 4.625%
HK$35,521
+HK$1,779/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$67,484/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,327 · Scale 2, in force from 26 Feb 2026)