LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,987
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,485
−HK$505/mo
Today · 4.125%
HK$16,990
baseline
▲ 0.50% · 4.625%
HK$18,024
+HK$1,034/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$33,980/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,786
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,263
−HK$484/mo
Today · 4.125%
HK$18,747
baseline
▲ 0.50% · 4.625%
HK$19,735
+HK$988/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,494/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,185
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,781
−HK$607/mo
Today · 4.125%
HK$20,388
baseline
▲ 0.50% · 4.625%
HK$21,628
+HK$1,240/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$40,776/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,343
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,915
−HK$581/mo
Today · 4.125%
HK$22,496
baseline
▲ 0.50% · 4.625%
HK$23,682
+HK$1,186/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$44,992/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,382
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,078
−HK$708/mo
Today · 4.125%
HK$23,786
baseline
▲ 0.50% · 4.625%
HK$25,233
+HK$1,447/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$47,572/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,900
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,568
−HK$677/mo
Today · 4.125%
HK$26,245
baseline
▲ 0.50% · 4.625%
HK$27,629
+HK$1,384/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$52,490/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,777
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,672
−HK$910/mo
Today · 4.125%
HK$30,582
baseline
▲ 0.50% · 4.625%
HK$32,442
+HK$1,860/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,164/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,014
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,873
−HK$871/mo
Today · 4.125%
HK$33,744
baseline
▲ 0.50% · 4.625%
HK$35,523
+HK$1,779/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$67,488/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,336 · Scale 2, in force from 26 Feb 2026)