LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,988
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,486
−HK$505/mo
Today · 4.125%
HK$16,991
baseline
▲ 0.50% · 4.625%
HK$18,025
+HK$1,034/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$33,982/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,787
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,264
−HK$484/mo
Today · 4.125%
HK$18,748
baseline
▲ 0.50% · 4.625%
HK$19,736
+HK$988/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,496/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,186
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,783
−HK$606/mo
Today · 4.125%
HK$20,389
baseline
▲ 0.50% · 4.625%
HK$21,630
+HK$1,241/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$40,778/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,344
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,917
−HK$581/mo
Today · 4.125%
HK$22,498
baseline
▲ 0.50% · 4.625%
HK$23,683
+HK$1,185/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$44,996/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,384
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,080
−HK$707/mo
Today · 4.125%
HK$23,787
baseline
▲ 0.50% · 4.625%
HK$25,235
+HK$1,448/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$47,574/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,902
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,570
−HK$677/mo
Today · 4.125%
HK$26,247
baseline
▲ 0.50% · 4.625%
HK$27,631
+HK$1,384/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$52,494/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,779
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,674
−HK$910/mo
Today · 4.125%
HK$30,584
baseline
▲ 0.50% · 4.625%
HK$32,445
+HK$1,861/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,168/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,017
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,875
−HK$871/mo
Today · 4.125%
HK$33,746
baseline
▲ 0.50% · 4.625%
HK$35,525
+HK$1,779/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$67,492/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,351 · Scale 2, in force from 26 Feb 2026)