LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,989
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,486
−HK$505/mo
Today · 4.125%
HK$16,991
baseline
▲ 0.50% · 4.625%
HK$18,025
+HK$1,034/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$33,982/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,787
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,264
−HK$484/mo
Today · 4.125%
HK$18,748
baseline
▲ 0.50% · 4.625%
HK$19,737
+HK$989/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,496/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,187
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,783
−HK$607/mo
Today · 4.125%
HK$20,390
baseline
▲ 0.50% · 4.625%
HK$21,630
+HK$1,240/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$40,780/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,345
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,917
−HK$581/mo
Today · 4.125%
HK$22,498
baseline
▲ 0.50% · 4.625%
HK$23,684
+HK$1,186/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$44,996/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,384
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,081
−HK$707/mo
Today · 4.125%
HK$23,788
baseline
▲ 0.50% · 4.625%
HK$25,236
+HK$1,448/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$47,576/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,902
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,570
−HK$678/mo
Today · 4.125%
HK$26,248
baseline
▲ 0.50% · 4.625%
HK$27,631
+HK$1,383/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$52,496/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,780
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,675
−HK$910/mo
Today · 4.125%
HK$30,585
baseline
▲ 0.50% · 4.625%
HK$32,446
+HK$1,861/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,170/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,017
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,876
−HK$871/mo
Today · 4.125%
HK$33,747
baseline
▲ 0.50% · 4.625%
HK$35,526
+HK$1,779/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$67,494/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,356 · Scale 2, in force from 26 Feb 2026)