LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,916
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$164,890
−HK$5,054/mo
Today · 4.125%
HK$169,944
baseline
▲ 0.50% · 4.625%
HK$180,285
+HK$10,341/mo
Deposit HK$35.07M · loan HK$35.07M · min. income ≈ HK$339,888/mo (50% DSR)
Upfront cash ≈ HK$38.05M (deposit + AVD stamp duty HK$2,980,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,905
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$182,676
−HK$4,841/mo
Today · 4.125%
HK$187,517
baseline
▲ 0.50% · 4.625%
HK$197,401
+HK$9,884/mo
Deposit HK$35.07M · loan HK$35.07M · min. income ≈ HK$375,034/mo (50% DSR)
Upfront cash ≈ HK$38.05M (deposit + AVD stamp duty HK$2,980,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,899
−HK$12,034/mo
▼ 0.25% · 3.875%
HK$197,868
−HK$6,065/mo
Today · 4.125%
HK$203,933
baseline
▲ 0.50% · 4.625%
HK$216,342
+HK$12,409/mo
Deposit HK$28.05M · loan HK$42.08M · min. income ≈ HK$407,866/mo (50% DSR)
Upfront cash ≈ HK$31.03M (deposit + AVD stamp duty HK$2,980,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,486
−HK$11,534/mo
▼ 0.25% · 3.875%
HK$219,212
−HK$5,808/mo
Today · 4.125%
HK$225,020
baseline
▲ 0.50% · 4.625%
HK$236,881
+HK$11,861/mo
Deposit HK$28.05M · loan HK$42.08M · min. income ≈ HK$450,040/mo (50% DSR)
Upfront cash ≈ HK$31.03M (deposit + AVD stamp duty HK$2,980,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,883
−HK$14,039/mo
▼ 0.25% · 3.875%
HK$230,847
−HK$7,075/mo
Today · 4.125%
HK$237,922
baseline
▲ 0.50% · 4.625%
HK$252,399
+HK$14,477/mo
Deposit HK$21.04M · loan HK$49.09M · min. income ≈ HK$475,844/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,980,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,067
−HK$13,456/mo
▼ 0.25% · 3.875%
HK$255,747
−HK$6,776/mo
Today · 4.125%
HK$262,523
baseline
▲ 0.50% · 4.625%
HK$276,361
+HK$13,838/mo
Deposit HK$21.04M · loan HK$49.09M · min. income ≈ HK$525,046/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,980,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,849
−HK$18,051/mo
▼ 0.25% · 3.875%
HK$296,803
−HK$9,097/mo
Today · 4.125%
HK$305,900
baseline
▲ 0.50% · 4.625%
HK$324,513
+HK$18,613/mo
Deposit HK$7.01M · loan HK$63.12M · min. income ≈ HK$611,800/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$2,980,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,229
−HK$17,301/mo
▼ 0.25% · 3.875%
HK$328,817
−HK$8,713/mo
Today · 4.125%
HK$337,530
baseline
▲ 0.50% · 4.625%
HK$355,322
+HK$17,792/mo
Deposit HK$7.01M · loan HK$63.12M · min. income ≈ HK$675,060/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$2,980,557 · Scale 2, in force from 26 Feb 2026)