LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,920
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$164,894
−HK$5,054/mo
Today · 4.125%
HK$169,948
baseline
▲ 0.50% · 4.625%
HK$180,289
+HK$10,341/mo
Deposit HK$35.07M · loan HK$35.07M · min. income ≈ HK$339,896/mo (50% DSR)
Upfront cash ≈ HK$38.05M (deposit + AVD stamp duty HK$2,980,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,909
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$182,680
−HK$4,841/mo
Today · 4.125%
HK$187,521
baseline
▲ 0.50% · 4.625%
HK$197,405
+HK$9,884/mo
Deposit HK$35.07M · loan HK$35.07M · min. income ≈ HK$375,042/mo (50% DSR)
Upfront cash ≈ HK$38.05M (deposit + AVD stamp duty HK$2,980,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,904
−HK$12,034/mo
▼ 0.25% · 3.875%
HK$197,873
−HK$6,065/mo
Today · 4.125%
HK$203,938
baseline
▲ 0.50% · 4.625%
HK$216,347
+HK$12,409/mo
Deposit HK$28.05M · loan HK$42.08M · min. income ≈ HK$407,876/mo (50% DSR)
Upfront cash ≈ HK$31.03M (deposit + AVD stamp duty HK$2,980,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,491
−HK$11,534/mo
▼ 0.25% · 3.875%
HK$219,217
−HK$5,808/mo
Today · 4.125%
HK$225,025
baseline
▲ 0.50% · 4.625%
HK$236,886
+HK$11,861/mo
Deposit HK$28.05M · loan HK$42.08M · min. income ≈ HK$450,050/mo (50% DSR)
Upfront cash ≈ HK$31.03M (deposit + AVD stamp duty HK$2,980,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,888
−HK$14,039/mo
▼ 0.25% · 3.875%
HK$230,852
−HK$7,075/mo
Today · 4.125%
HK$237,927
baseline
▲ 0.50% · 4.625%
HK$252,405
+HK$14,478/mo
Deposit HK$21.04M · loan HK$49.09M · min. income ≈ HK$475,854/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,980,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,073
−HK$13,456/mo
▼ 0.25% · 3.875%
HK$255,753
−HK$6,776/mo
Today · 4.125%
HK$262,529
baseline
▲ 0.50% · 4.625%
HK$276,367
+HK$13,838/mo
Deposit HK$21.04M · loan HK$49.09M · min. income ≈ HK$525,058/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,980,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,855
−HK$18,051/mo
▼ 0.25% · 3.875%
HK$296,809
−HK$9,097/mo
Today · 4.125%
HK$305,906
baseline
▲ 0.50% · 4.625%
HK$324,520
+HK$18,614/mo
Deposit HK$7.01M · loan HK$63.12M · min. income ≈ HK$611,812/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$2,980,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,236
−HK$17,302/mo
▼ 0.25% · 3.875%
HK$328,825
−HK$8,713/mo
Today · 4.125%
HK$337,538
baseline
▲ 0.50% · 4.625%
HK$355,330
+HK$17,792/mo
Deposit HK$7.01M · loan HK$63.12M · min. income ≈ HK$675,076/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$2,980,624 · Scale 2, in force from 26 Feb 2026)