LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,927
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$164,901
−HK$5,054/mo
Today · 4.125%
HK$169,955
baseline
▲ 0.50% · 4.625%
HK$180,297
+HK$10,342/mo
Deposit HK$35.07M · loan HK$35.07M · min. income ≈ HK$339,910/mo (50% DSR)
Upfront cash ≈ HK$38.05M (deposit + AVD stamp duty HK$2,980,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,917
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$182,688
−HK$4,841/mo
Today · 4.125%
HK$187,529
baseline
▲ 0.50% · 4.625%
HK$197,414
+HK$9,885/mo
Deposit HK$35.07M · loan HK$35.07M · min. income ≈ HK$375,058/mo (50% DSR)
Upfront cash ≈ HK$38.05M (deposit + AVD stamp duty HK$2,980,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,912
−HK$12,034/mo
▼ 0.25% · 3.875%
HK$197,881
−HK$6,065/mo
Today · 4.125%
HK$203,946
baseline
▲ 0.50% · 4.625%
HK$216,356
+HK$12,410/mo
Deposit HK$28.05M · loan HK$42.08M · min. income ≈ HK$407,892/mo (50% DSR)
Upfront cash ≈ HK$31.03M (deposit + AVD stamp duty HK$2,980,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,500
−HK$11,535/mo
▼ 0.25% · 3.875%
HK$219,226
−HK$5,809/mo
Today · 4.125%
HK$225,035
baseline
▲ 0.50% · 4.625%
HK$236,897
+HK$11,862/mo
Deposit HK$28.05M · loan HK$42.08M · min. income ≈ HK$450,070/mo (50% DSR)
Upfront cash ≈ HK$31.03M (deposit + AVD stamp duty HK$2,980,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,897
−HK$14,040/mo
▼ 0.25% · 3.875%
HK$230,862
−HK$7,075/mo
Today · 4.125%
HK$237,937
baseline
▲ 0.50% · 4.625%
HK$252,415
+HK$14,478/mo
Deposit HK$21.04M · loan HK$49.09M · min. income ≈ HK$475,874/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,980,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,083
−HK$13,458/mo
▼ 0.25% · 3.875%
HK$255,764
−HK$6,777/mo
Today · 4.125%
HK$262,541
baseline
▲ 0.50% · 4.625%
HK$276,379
+HK$13,838/mo
Deposit HK$21.04M · loan HK$49.09M · min. income ≈ HK$525,082/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$2,980,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,868
−HK$18,052/mo
▼ 0.25% · 3.875%
HK$296,822
−HK$9,098/mo
Today · 4.125%
HK$305,920
baseline
▲ 0.50% · 4.625%
HK$324,534
+HK$18,614/mo
Deposit HK$7.01M · loan HK$63.12M · min. income ≈ HK$611,840/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$2,980,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,250
−HK$17,302/mo
▼ 0.25% · 3.875%
HK$328,839
−HK$8,713/mo
Today · 4.125%
HK$337,552
baseline
▲ 0.50% · 4.625%
HK$355,345
+HK$17,793/mo
Deposit HK$7.01M · loan HK$63.12M · min. income ≈ HK$675,104/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$2,980,752 · Scale 2, in force from 26 Feb 2026)