LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,995
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,492
−HK$506/mo
Today · 4.125%
HK$16,998
baseline
▲ 0.50% · 4.625%
HK$18,032
+HK$1,034/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$33,996/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,794
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,271
−HK$484/mo
Today · 4.125%
HK$18,755
baseline
▲ 0.50% · 4.625%
HK$19,744
+HK$989/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,510/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,194
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,791
−HK$606/mo
Today · 4.125%
HK$20,397
baseline
▲ 0.50% · 4.625%
HK$21,638
+HK$1,241/mo
Deposit HK$2.81M · loan HK$4.21M · min. income ≈ HK$40,794/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,353
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,925
−HK$581/mo
Today · 4.125%
HK$22,506
baseline
▲ 0.50% · 4.625%
HK$23,693
+HK$1,187/mo
Deposit HK$2.81M · loan HK$4.21M · min. income ≈ HK$45,012/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,393
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,089
−HK$708/mo
Today · 4.125%
HK$23,797
baseline
▲ 0.50% · 4.625%
HK$25,245
+HK$1,448/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$47,594/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,911
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,580
−HK$677/mo
Today · 4.125%
HK$26,257
baseline
▲ 0.50% · 4.625%
HK$27,641
+HK$1,384/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$52,514/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,790
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,686
−HK$910/mo
Today · 4.125%
HK$30,596
baseline
▲ 0.50% · 4.625%
HK$32,457
+HK$1,861/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,192/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,029
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,888
−HK$871/mo
Today · 4.125%
HK$33,759
baseline
▲ 0.50% · 4.625%
HK$35,539
+HK$1,780/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$67,518/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,433 · Scale 2, in force from 26 Feb 2026)