LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,995
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,493
−HK$505/mo
Today · 4.125%
HK$16,998
baseline
▲ 0.50% · 4.625%
HK$18,033
+HK$1,035/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$33,996/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,795
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,272
−HK$484/mo
Today · 4.125%
HK$18,756
baseline
▲ 0.50% · 4.625%
HK$19,745
+HK$989/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,512/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,194
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,791
−HK$607/mo
Today · 4.125%
HK$20,398
baseline
▲ 0.50% · 4.625%
HK$21,639
+HK$1,241/mo
Deposit HK$2.81M · loan HK$4.21M · min. income ≈ HK$40,796/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,353
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,926
−HK$581/mo
Today · 4.125%
HK$22,507
baseline
▲ 0.50% · 4.625%
HK$23,694
+HK$1,187/mo
Deposit HK$2.81M · loan HK$4.21M · min. income ≈ HK$45,014/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,393
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,090
−HK$708/mo
Today · 4.125%
HK$23,798
baseline
▲ 0.50% · 4.625%
HK$25,246
+HK$1,448/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$47,596/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,912
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,581
−HK$677/mo
Today · 4.125%
HK$26,258
baseline
▲ 0.50% · 4.625%
HK$27,642
+HK$1,384/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$52,516/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,791
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,687
−HK$910/mo
Today · 4.125%
HK$30,597
baseline
▲ 0.50% · 4.625%
HK$32,459
+HK$1,862/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,194/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,030
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,889
−HK$872/mo
Today · 4.125%
HK$33,761
baseline
▲ 0.50% · 4.625%
HK$35,540
+HK$1,779/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$67,522/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,441 · Scale 2, in force from 26 Feb 2026)