LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,997
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,495
−HK$505/mo
Today · 4.125%
HK$17,000
baseline
▲ 0.50% · 4.625%
HK$18,035
+HK$1,035/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$34,000/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,797
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,274
−HK$484/mo
Today · 4.125%
HK$18,758
baseline
▲ 0.50% · 4.625%
HK$19,747
+HK$989/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,516/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,196
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,794
−HK$606/mo
Today · 4.125%
HK$20,400
baseline
▲ 0.50% · 4.625%
HK$21,642
+HK$1,242/mo
Deposit HK$2.81M · loan HK$4.21M · min. income ≈ HK$40,800/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,356
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,929
−HK$581/mo
Today · 4.125%
HK$22,510
baseline
▲ 0.50% · 4.625%
HK$23,696
+HK$1,186/mo
Deposit HK$2.81M · loan HK$4.21M · min. income ≈ HK$45,020/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,396
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,093
−HK$707/mo
Today · 4.125%
HK$23,800
baseline
▲ 0.50% · 4.625%
HK$25,249
+HK$1,449/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$47,600/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,915
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,583
−HK$678/mo
Today · 4.125%
HK$26,261
baseline
▲ 0.50% · 4.625%
HK$27,646
+HK$1,385/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$52,522/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,795
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,690
−HK$910/mo
Today · 4.125%
HK$30,600
baseline
▲ 0.50% · 4.625%
HK$32,462
+HK$1,862/mo
Deposit HK$702K · loan HK$6.31M · min. income ≈ HK$61,200/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,034
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,893
−HK$872/mo
Today · 4.125%
HK$33,765
baseline
▲ 0.50% · 4.625%
HK$35,544
+HK$1,779/mo
Deposit HK$702K · loan HK$6.31M · min. income ≈ HK$67,530/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,465 · Scale 2, in force from 26 Feb 2026)