LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,041
−HK$10,036/mo
▼ 0.25% · 3.875%
HK$165,019
−HK$5,058/mo
Today · 4.125%
HK$170,077
baseline
▲ 0.50% · 4.625%
HK$180,426
+HK$10,349/mo
Deposit HK$35.09M · loan HK$35.09M · min. income ≈ HK$340,154/mo (50% DSR)
Upfront cash ≈ HK$38.08M (deposit + AVD stamp duty HK$2,982,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,044
−HK$9,619/mo
▼ 0.25% · 3.875%
HK$182,819
−HK$4,844/mo
Today · 4.125%
HK$187,663
baseline
▲ 0.50% · 4.625%
HK$197,555
+HK$9,892/mo
Deposit HK$35.09M · loan HK$35.09M · min. income ≈ HK$375,326/mo (50% DSR)
Upfront cash ≈ HK$38.08M (deposit + AVD stamp duty HK$2,982,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,049
−HK$12,044/mo
▼ 0.25% · 3.875%
HK$198,023
−HK$6,070/mo
Today · 4.125%
HK$204,093
baseline
▲ 0.50% · 4.625%
HK$216,511
+HK$12,418/mo
Deposit HK$28.07M · loan HK$42.11M · min. income ≈ HK$408,186/mo (50% DSR)
Upfront cash ≈ HK$31.06M (deposit + AVD stamp duty HK$2,982,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,653
−HK$11,543/mo
▼ 0.25% · 3.875%
HK$219,383
−HK$5,813/mo
Today · 4.125%
HK$225,196
baseline
▲ 0.50% · 4.625%
HK$237,066
+HK$11,870/mo
Deposit HK$28.07M · loan HK$42.11M · min. income ≈ HK$450,392/mo (50% DSR)
Upfront cash ≈ HK$31.06M (deposit + AVD stamp duty HK$2,982,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,058
−HK$14,050/mo
▼ 0.25% · 3.875%
HK$231,027
−HK$7,081/mo
Today · 4.125%
HK$238,108
baseline
▲ 0.50% · 4.625%
HK$252,596
+HK$14,488/mo
Deposit HK$21.06M · loan HK$49.13M · min. income ≈ HK$476,216/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$2,982,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,262
−HK$13,467/mo
▼ 0.25% · 3.875%
HK$255,947
−HK$6,782/mo
Today · 4.125%
HK$262,729
baseline
▲ 0.50% · 4.625%
HK$276,577
+HK$13,848/mo
Deposit HK$21.06M · loan HK$49.13M · min. income ≈ HK$525,458/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$2,982,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,074
−HK$18,065/mo
▼ 0.25% · 3.875%
HK$297,035
−HK$9,104/mo
Today · 4.125%
HK$306,139
baseline
▲ 0.50% · 4.625%
HK$324,767
+HK$18,628/mo
Deposit HK$7.02M · loan HK$63.17M · min. income ≈ HK$612,278/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$2,982,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,479
−HK$17,315/mo
▼ 0.25% · 3.875%
HK$329,075
−HK$8,719/mo
Today · 4.125%
HK$337,794
baseline
▲ 0.50% · 4.625%
HK$355,600
+HK$17,806/mo
Deposit HK$7.02M · loan HK$63.17M · min. income ≈ HK$675,588/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$2,982,888 · Scale 2, in force from 26 Feb 2026)