LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,048
−HK$10,036/mo
▼ 0.25% · 3.875%
HK$165,026
−HK$5,058/mo
Today · 4.125%
HK$170,084
baseline
▲ 0.50% · 4.625%
HK$180,433
+HK$10,349/mo
Deposit HK$35.09M · loan HK$35.09M · min. income ≈ HK$340,168/mo (50% DSR)
Upfront cash ≈ HK$38.08M (deposit + AVD stamp duty HK$2,983,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,051
−HK$9,620/mo
▼ 0.25% · 3.875%
HK$182,827
−HK$4,844/mo
Today · 4.125%
HK$187,671
baseline
▲ 0.50% · 4.625%
HK$197,563
+HK$9,892/mo
Deposit HK$35.09M · loan HK$35.09M · min. income ≈ HK$375,342/mo (50% DSR)
Upfront cash ≈ HK$38.08M (deposit + AVD stamp duty HK$2,983,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,057
−HK$12,044/mo
▼ 0.25% · 3.875%
HK$198,031
−HK$6,070/mo
Today · 4.125%
HK$204,101
baseline
▲ 0.50% · 4.625%
HK$216,520
+HK$12,419/mo
Deposit HK$28.08M · loan HK$42.11M · min. income ≈ HK$408,202/mo (50% DSR)
Upfront cash ≈ HK$31.06M (deposit + AVD stamp duty HK$2,983,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,662
−HK$11,543/mo
▼ 0.25% · 3.875%
HK$219,392
−HK$5,813/mo
Today · 4.125%
HK$225,205
baseline
▲ 0.50% · 4.625%
HK$237,076
+HK$11,871/mo
Deposit HK$28.08M · loan HK$42.11M · min. income ≈ HK$450,410/mo (50% DSR)
Upfront cash ≈ HK$31.06M (deposit + AVD stamp duty HK$2,983,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,067
−HK$14,050/mo
▼ 0.25% · 3.875%
HK$231,036
−HK$7,081/mo
Today · 4.125%
HK$238,117
baseline
▲ 0.50% · 4.625%
HK$252,606
+HK$14,489/mo
Deposit HK$21.06M · loan HK$49.13M · min. income ≈ HK$476,234/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$2,983,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,272
−HK$13,467/mo
▼ 0.25% · 3.875%
HK$255,957
−HK$6,782/mo
Today · 4.125%
HK$262,739
baseline
▲ 0.50% · 4.625%
HK$276,589
+HK$13,850/mo
Deposit HK$21.06M · loan HK$49.13M · min. income ≈ HK$525,478/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$2,983,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,086
−HK$18,065/mo
▼ 0.25% · 3.875%
HK$297,047
−HK$9,104/mo
Today · 4.125%
HK$306,151
baseline
▲ 0.50% · 4.625%
HK$324,780
+HK$18,629/mo
Deposit HK$7.02M · loan HK$63.17M · min. income ≈ HK$612,302/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$2,983,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,492
−HK$17,315/mo
▼ 0.25% · 3.875%
HK$329,088
−HK$8,719/mo
Today · 4.125%
HK$337,807
baseline
▲ 0.50% · 4.625%
HK$355,614
+HK$17,807/mo
Deposit HK$7.02M · loan HK$63.17M · min. income ≈ HK$675,614/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$2,983,007 · Scale 2, in force from 26 Feb 2026)