LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,056
−HK$10,037/mo
▼ 0.25% · 3.875%
HK$165,034
−HK$5,059/mo
Today · 4.125%
HK$170,093
baseline
▲ 0.50% · 4.625%
HK$180,442
+HK$10,349/mo
Deposit HK$35.10M · loan HK$35.10M · min. income ≈ HK$340,186/mo (50% DSR)
Upfront cash ≈ HK$38.08M (deposit + AVD stamp duty HK$2,983,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,060
−HK$9,621/mo
▼ 0.25% · 3.875%
HK$182,836
−HK$4,845/mo
Today · 4.125%
HK$187,681
baseline
▲ 0.50% · 4.625%
HK$197,573
+HK$9,892/mo
Deposit HK$35.10M · loan HK$35.10M · min. income ≈ HK$375,362/mo (50% DSR)
Upfront cash ≈ HK$38.08M (deposit + AVD stamp duty HK$2,983,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,067
−HK$12,044/mo
▼ 0.25% · 3.875%
HK$198,041
−HK$6,070/mo
Today · 4.125%
HK$204,111
baseline
▲ 0.50% · 4.625%
HK$216,531
+HK$12,420/mo
Deposit HK$28.08M · loan HK$42.12M · min. income ≈ HK$408,222/mo (50% DSR)
Upfront cash ≈ HK$31.06M (deposit + AVD stamp duty HK$2,983,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,673
−HK$11,544/mo
▼ 0.25% · 3.875%
HK$219,403
−HK$5,814/mo
Today · 4.125%
HK$225,217
baseline
▲ 0.50% · 4.625%
HK$237,088
+HK$11,871/mo
Deposit HK$28.08M · loan HK$42.12M · min. income ≈ HK$450,434/mo (50% DSR)
Upfront cash ≈ HK$31.06M (deposit + AVD stamp duty HK$2,983,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,078
−HK$14,052/mo
▼ 0.25% · 3.875%
HK$231,048
−HK$7,082/mo
Today · 4.125%
HK$238,130
baseline
▲ 0.50% · 4.625%
HK$252,619
+HK$14,489/mo
Deposit HK$21.06M · loan HK$49.13M · min. income ≈ HK$476,260/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$2,983,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,285
−HK$13,468/mo
▼ 0.25% · 3.875%
HK$255,970
−HK$6,783/mo
Today · 4.125%
HK$262,753
baseline
▲ 0.50% · 4.625%
HK$276,603
+HK$13,850/mo
Deposit HK$21.06M · loan HK$49.13M · min. income ≈ HK$525,506/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$2,983,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,100
−HK$18,067/mo
▼ 0.25% · 3.875%
HK$297,062
−HK$9,105/mo
Today · 4.125%
HK$306,167
baseline
▲ 0.50% · 4.625%
HK$324,796
+HK$18,629/mo
Deposit HK$7.02M · loan HK$63.17M · min. income ≈ HK$612,334/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$2,983,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,509
−HK$17,316/mo
▼ 0.25% · 3.875%
HK$329,105
−HK$8,720/mo
Today · 4.125%
HK$337,825
baseline
▲ 0.50% · 4.625%
HK$355,632
+HK$17,807/mo
Deposit HK$7.02M · loan HK$63.17M · min. income ≈ HK$675,650/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$2,983,161 · Scale 2, in force from 26 Feb 2026)