LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,088
−HK$10,039/mo
▼ 0.25% · 3.875%
HK$165,067
−HK$5,060/mo
Today · 4.125%
HK$170,127
baseline
▲ 0.50% · 4.625%
HK$180,478
+HK$10,351/mo
Deposit HK$35.10M · loan HK$35.10M · min. income ≈ HK$340,254/mo (50% DSR)
Upfront cash ≈ HK$38.09M (deposit + AVD stamp duty HK$2,983,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,096
−HK$9,622/mo
▼ 0.25% · 3.875%
HK$182,872
−HK$4,846/mo
Today · 4.125%
HK$187,718
baseline
▲ 0.50% · 4.625%
HK$197,613
+HK$9,895/mo
Deposit HK$35.10M · loan HK$35.10M · min. income ≈ HK$375,436/mo (50% DSR)
Upfront cash ≈ HK$38.09M (deposit + AVD stamp duty HK$2,983,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,105
−HK$12,047/mo
▼ 0.25% · 3.875%
HK$198,081
−HK$6,071/mo
Today · 4.125%
HK$204,152
baseline
▲ 0.50% · 4.625%
HK$216,574
+HK$12,422/mo
Deposit HK$28.08M · loan HK$42.12M · min. income ≈ HK$408,304/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,983,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,715
−HK$11,547/mo
▼ 0.25% · 3.875%
HK$219,447
−HK$5,815/mo
Today · 4.125%
HK$225,262
baseline
▲ 0.50% · 4.625%
HK$237,135
+HK$11,873/mo
Deposit HK$28.08M · loan HK$42.12M · min. income ≈ HK$450,524/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,983,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,123
−HK$14,054/mo
▼ 0.25% · 3.875%
HK$231,094
−HK$7,083/mo
Today · 4.125%
HK$238,177
baseline
▲ 0.50% · 4.625%
HK$252,670
+HK$14,493/mo
Deposit HK$21.06M · loan HK$49.14M · min. income ≈ HK$476,354/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$2,983,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,334
−HK$13,471/mo
▼ 0.25% · 3.875%
HK$256,021
−HK$6,784/mo
Today · 4.125%
HK$262,805
baseline
▲ 0.50% · 4.625%
HK$276,658
+HK$13,853/mo
Deposit HK$21.06M · loan HK$49.14M · min. income ≈ HK$525,610/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$2,983,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,158
−HK$18,070/mo
▼ 0.25% · 3.875%
HK$297,121
−HK$9,107/mo
Today · 4.125%
HK$306,228
baseline
▲ 0.50% · 4.625%
HK$324,861
+HK$18,633/mo
Deposit HK$7.02M · loan HK$63.19M · min. income ≈ HK$612,456/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$2,983,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,573
−HK$17,319/mo
▼ 0.25% · 3.875%
HK$329,170
−HK$8,722/mo
Today · 4.125%
HK$337,892
baseline
▲ 0.50% · 4.625%
HK$355,703
+HK$17,811/mo
Deposit HK$7.02M · loan HK$63.19M · min. income ≈ HK$675,784/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$2,983,756 · Scale 2, in force from 26 Feb 2026)