LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,112
−HK$10,041/mo
▼ 0.25% · 3.875%
HK$165,093
−HK$5,060/mo
Today · 4.125%
HK$170,153
baseline
▲ 0.50% · 4.625%
HK$180,506
+HK$10,353/mo
Deposit HK$35.11M · loan HK$35.11M · min. income ≈ HK$340,306/mo (50% DSR)
Upfront cash ≈ HK$38.09M (deposit + AVD stamp duty HK$2,984,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,123
−HK$9,624/mo
▼ 0.25% · 3.875%
HK$182,900
−HK$4,847/mo
Today · 4.125%
HK$187,747
baseline
▲ 0.50% · 4.625%
HK$197,643
+HK$9,896/mo
Deposit HK$35.11M · loan HK$35.11M · min. income ≈ HK$375,494/mo (50% DSR)
Upfront cash ≈ HK$38.09M (deposit + AVD stamp duty HK$2,984,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,135
−HK$12,048/mo
▼ 0.25% · 3.875%
HK$198,111
−HK$6,072/mo
Today · 4.125%
HK$204,183
baseline
▲ 0.50% · 4.625%
HK$216,607
+HK$12,424/mo
Deposit HK$28.09M · loan HK$42.13M · min. income ≈ HK$408,366/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,984,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,748
−HK$11,548/mo
▼ 0.25% · 3.875%
HK$219,481
−HK$5,815/mo
Today · 4.125%
HK$225,296
baseline
▲ 0.50% · 4.625%
HK$237,172
+HK$11,876/mo
Deposit HK$28.09M · loan HK$42.13M · min. income ≈ HK$450,592/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,984,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,157
−HK$14,057/mo
▼ 0.25% · 3.875%
HK$231,130
−HK$7,084/mo
Today · 4.125%
HK$238,214
baseline
▲ 0.50% · 4.625%
HK$252,709
+HK$14,495/mo
Deposit HK$21.07M · loan HK$49.15M · min. income ≈ HK$476,428/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$2,984,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,373
−HK$13,472/mo
▼ 0.25% · 3.875%
HK$256,061
−HK$6,784/mo
Today · 4.125%
HK$262,845
baseline
▲ 0.50% · 4.625%
HK$276,700
+HK$13,855/mo
Deposit HK$21.07M · loan HK$49.15M · min. income ≈ HK$525,690/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$2,984,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,202
−HK$18,073/mo
▼ 0.25% · 3.875%
HK$297,167
−HK$9,108/mo
Today · 4.125%
HK$306,275
baseline
▲ 0.50% · 4.625%
HK$324,911
+HK$18,636/mo
Deposit HK$7.02M · loan HK$63.20M · min. income ≈ HK$612,550/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$2,984,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,622
−HK$17,322/mo
▼ 0.25% · 3.875%
HK$329,221
−HK$8,723/mo
Today · 4.125%
HK$337,944
baseline
▲ 0.50% · 4.625%
HK$355,758
+HK$17,814/mo
Deposit HK$7.02M · loan HK$63.20M · min. income ≈ HK$675,888/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$2,984,214 · Scale 2, in force from 26 Feb 2026)