LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,160
−HK$10,044/mo
▼ 0.25% · 3.875%
HK$165,142
−HK$5,062/mo
Today · 4.125%
HK$170,204
baseline
▲ 0.50% · 4.625%
HK$180,560
+HK$10,356/mo
Deposit HK$35.12M · loan HK$35.12M · min. income ≈ HK$340,408/mo (50% DSR)
Upfront cash ≈ HK$38.10M (deposit + AVD stamp duty HK$2,985,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,177
−HK$9,626/mo
▼ 0.25% · 3.875%
HK$182,955
−HK$4,848/mo
Today · 4.125%
HK$187,803
baseline
▲ 0.50% · 4.625%
HK$197,702
+HK$9,899/mo
Deposit HK$35.12M · loan HK$35.12M · min. income ≈ HK$375,606/mo (50% DSR)
Upfront cash ≈ HK$38.10M (deposit + AVD stamp duty HK$2,985,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,192
−HK$12,053/mo
▼ 0.25% · 3.875%
HK$198,171
−HK$6,074/mo
Today · 4.125%
HK$204,245
baseline
▲ 0.50% · 4.625%
HK$216,672
+HK$12,427/mo
Deposit HK$28.10M · loan HK$42.14M · min. income ≈ HK$408,490/mo (50% DSR)
Upfront cash ≈ HK$31.08M (deposit + AVD stamp duty HK$2,985,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,812
−HK$11,552/mo
▼ 0.25% · 3.875%
HK$219,546
−HK$5,818/mo
Today · 4.125%
HK$225,364
baseline
▲ 0.50% · 4.625%
HK$237,243
+HK$11,879/mo
Deposit HK$28.10M · loan HK$42.14M · min. income ≈ HK$450,728/mo (50% DSR)
Upfront cash ≈ HK$31.08M (deposit + AVD stamp duty HK$2,985,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,224
−HK$14,061/mo
▼ 0.25% · 3.875%
HK$231,199
−HK$7,086/mo
Today · 4.125%
HK$238,285
baseline
▲ 0.50% · 4.625%
HK$252,784
+HK$14,499/mo
Deposit HK$21.07M · loan HK$49.17M · min. income ≈ HK$476,570/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$2,985,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,447
−HK$13,477/mo
▼ 0.25% · 3.875%
HK$256,138
−HK$6,786/mo
Today · 4.125%
HK$262,924
baseline
▲ 0.50% · 4.625%
HK$276,783
+HK$13,859/mo
Deposit HK$21.07M · loan HK$49.17M · min. income ≈ HK$525,848/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$2,985,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,289
−HK$18,078/mo
▼ 0.25% · 3.875%
HK$297,256
−HK$9,111/mo
Today · 4.125%
HK$306,367
baseline
▲ 0.50% · 4.625%
HK$325,009
+HK$18,642/mo
Deposit HK$7.02M · loan HK$63.21M · min. income ≈ HK$612,734/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$2,985,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,718
−HK$17,328/mo
▼ 0.25% · 3.875%
HK$329,320
−HK$8,726/mo
Today · 4.125%
HK$338,046
baseline
▲ 0.50% · 4.625%
HK$355,864
+HK$17,818/mo
Deposit HK$7.02M · loan HK$63.21M · min. income ≈ HK$676,092/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$2,985,110 · Scale 2, in force from 26 Feb 2026)