LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,195
−HK$10,045/mo
▼ 0.25% · 3.875%
HK$165,178
−HK$5,062/mo
Today · 4.125%
HK$170,240
baseline
▲ 0.50% · 4.625%
HK$180,599
+HK$10,359/mo
Deposit HK$35.13M · loan HK$35.13M · min. income ≈ HK$340,480/mo (50% DSR)
Upfront cash ≈ HK$38.11M (deposit + AVD stamp duty HK$2,985,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,215
−HK$9,628/mo
▼ 0.25% · 3.875%
HK$182,995
−HK$4,848/mo
Today · 4.125%
HK$187,843
baseline
▲ 0.50% · 4.625%
HK$197,745
+HK$9,902/mo
Deposit HK$35.13M · loan HK$35.13M · min. income ≈ HK$375,686/mo (50% DSR)
Upfront cash ≈ HK$38.11M (deposit + AVD stamp duty HK$2,985,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,234
−HK$12,054/mo
▼ 0.25% · 3.875%
HK$198,213
−HK$6,075/mo
Today · 4.125%
HK$204,288
baseline
▲ 0.50% · 4.625%
HK$216,719
+HK$12,431/mo
Deposit HK$28.10M · loan HK$42.15M · min. income ≈ HK$408,576/mo (50% DSR)
Upfront cash ≈ HK$31.09M (deposit + AVD stamp duty HK$2,985,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,858
−HK$11,554/mo
▼ 0.25% · 3.875%
HK$219,594
−HK$5,818/mo
Today · 4.125%
HK$225,412
baseline
▲ 0.50% · 4.625%
HK$237,294
+HK$11,882/mo
Deposit HK$28.10M · loan HK$42.15M · min. income ≈ HK$450,824/mo (50% DSR)
Upfront cash ≈ HK$31.09M (deposit + AVD stamp duty HK$2,985,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,273
−HK$14,064/mo
▼ 0.25% · 3.875%
HK$231,249
−HK$7,088/mo
Today · 4.125%
HK$238,337
baseline
▲ 0.50% · 4.625%
HK$252,839
+HK$14,502/mo
Deposit HK$21.08M · loan HK$49.18M · min. income ≈ HK$476,674/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$2,985,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,501
−HK$13,480/mo
▼ 0.25% · 3.875%
HK$256,193
−HK$6,788/mo
Today · 4.125%
HK$262,981
baseline
▲ 0.50% · 4.625%
HK$276,843
+HK$13,862/mo
Deposit HK$21.08M · loan HK$49.18M · min. income ≈ HK$525,962/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$2,985,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,351
−HK$18,082/mo
▼ 0.25% · 3.875%
HK$297,320
−HK$9,113/mo
Today · 4.125%
HK$306,433
baseline
▲ 0.50% · 4.625%
HK$325,078
+HK$18,645/mo
Deposit HK$7.03M · loan HK$63.23M · min. income ≈ HK$612,866/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$2,985,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,787
−HK$17,331/mo
▼ 0.25% · 3.875%
HK$329,390
−HK$8,728/mo
Today · 4.125%
HK$338,118
baseline
▲ 0.50% · 4.625%
HK$355,941
+HK$17,823/mo
Deposit HK$7.03M · loan HK$63.23M · min. income ≈ HK$676,236/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$2,985,751 · Scale 2, in force from 26 Feb 2026)