LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,027
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,526
−HK$507/mo
Today · 4.125%
HK$17,033
baseline
▲ 0.50% · 4.625%
HK$18,069
+HK$1,036/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$34,066/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,830
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,309
−HK$485/mo
Today · 4.125%
HK$18,794
baseline
▲ 0.50% · 4.625%
HK$19,784
+HK$990/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,588/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,233
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,831
−HK$608/mo
Today · 4.125%
HK$20,439
baseline
▲ 0.50% · 4.625%
HK$21,683
+HK$1,244/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,878/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,397
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,970
−HK$582/mo
Today · 4.125%
HK$22,552
baseline
▲ 0.50% · 4.625%
HK$23,741
+HK$1,189/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,104/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,438
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,136
−HK$710/mo
Today · 4.125%
HK$23,846
baseline
▲ 0.50% · 4.625%
HK$25,297
+HK$1,451/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,692/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,963
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,632
−HK$679/mo
Today · 4.125%
HK$26,311
baseline
▲ 0.50% · 4.625%
HK$27,698
+HK$1,387/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,622/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,849
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,747
−HK$912/mo
Today · 4.125%
HK$30,659
baseline
▲ 0.50% · 4.625%
HK$32,524
+HK$1,865/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,318/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,095
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,956
−HK$873/mo
Today · 4.125%
HK$33,829
baseline
▲ 0.50% · 4.625%
HK$35,612
+HK$1,783/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$67,658/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,865 · Scale 2, in force from 26 Feb 2026)