LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,028
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,527
−HK$506/mo
Today · 4.125%
HK$17,033
baseline
▲ 0.50% · 4.625%
HK$18,070
+HK$1,037/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$34,066/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,831
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,309
−HK$485/mo
Today · 4.125%
HK$18,794
baseline
▲ 0.50% · 4.625%
HK$19,785
+HK$991/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,588/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,234
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,832
−HK$608/mo
Today · 4.125%
HK$20,440
baseline
▲ 0.50% · 4.625%
HK$21,684
+HK$1,244/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,880/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,397
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,971
−HK$582/mo
Today · 4.125%
HK$22,553
baseline
▲ 0.50% · 4.625%
HK$23,742
+HK$1,189/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,106/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,439
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,137
−HK$710/mo
Today · 4.125%
HK$23,847
baseline
▲ 0.50% · 4.625%
HK$25,298
+HK$1,451/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,694/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,964
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,633
−HK$679/mo
Today · 4.125%
HK$26,312
baseline
▲ 0.50% · 4.625%
HK$27,699
+HK$1,387/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,624/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,851
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,748
−HK$912/mo
Today · 4.125%
HK$30,660
baseline
▲ 0.50% · 4.625%
HK$32,525
+HK$1,865/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,320/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,096
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,957
−HK$873/mo
Today · 4.125%
HK$33,830
baseline
▲ 0.50% · 4.625%
HK$35,613
+HK$1,783/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$67,660/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,873 · Scale 2, in force from 26 Feb 2026)